tag:blogger.com,1999:blog-42524283229844423912024-02-03T03:11:32.260-08:00withoutbugs.comUnknownnoreply@blogger.comBlogger191125tag:blogger.com,1999:blog-4252428322984442391.post-80815709878383395292024-02-03T03:11:00.000-08:002024-02-03T03:11:00.149-08:00How Venture Capital will impact Middle East?<h2 style="text-align: left;"><span style="font-family: Montserrat;">How Venture Capital will impact Middle East?</span></h2><p style="text-align: center;"><span style="font-family: Montserrat;"> </span><img height="352px;" id="docs-internal-guid-83c719c3-7fff-00fc-1f1d-7c79d7a9e56c" src="https://lh7-us.googleusercontent.com/vZXCOvQmWBjOmhPyzGDvYQnK9PTH7v6KTBoHyH0HeYja-sccC5qib17cBog4jm7g55ssjSZGRi8eJ-CqxSiv1kptLQoBVembEmofQr1fBwtuh8rdugSwJIt4AzjLiooE89SsEGk_uXKNc6-AaUmeSBuq5A=s2048" width="498px;" /></p><h2 style="text-align: left;"><span style="font-family: Montserrat;">Emergence of Powerhouses: The Transformative Landscape of Venture Capital in the UAE Post-COVID</span></h2><p><span style="font-family: Montserrat;">In the last 5 years (especially right after COVID) we’ve seen a lot of new VC firms coming up in the UAE. A few most prominent VC firms are Wamda Capital, Middle East Venture Capital (MEVP), Shorooq Partners, Group42, Dtec Ventures (the VC fund of the Dubai Silicon Oasis Authority), and especially the sovereign wealth fund Mubadala (also through its venture investment arm, backed by Abu Dhabi government) substantially driving the local investment ecosystem. These major active investors can literally be counted on fingers.</span></p><p><span style="font-family: Montserrat;"></span></p><p><span style="font-family: Montserrat;"><img alt="" height="360" 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" width="640" /><br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Why UAE VCs are Essential for MENA Startups</span></h3><p style="text-align: left;"></p><p><span style="font-family: Montserrat;">These firms have a strong track record of investing in successful startups in the wider MENA region, and in the UAE. These are the main sources of funding for early-stage startups here, and are becoming essential for startups to develop and commercialize their products and services globally. This impacts positively in terms of capital requirements and expertise.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">UAE Venture Capital Firms Pave the Way for Inclusive Startup Ecosystem</span></h3><p style="text-align: left;"></p><p><span style="font-family: Montserrat;">Given the demographics of UAE, there are 11.5 million people living here, out of which 80% are expats of different backgrounds. And these firms are investing in startups that are led by women and minorities thereby creating a more inclusive and innovative startup ecosystem. Therefore, this impacts positively towards building an organic vibrant innovation culture.<br /><br />Moreover, VCs here are investing in a variety of businesses including ride-hailing, food delivery, e-commerce, and fintechs, and a few unicorns. The most notable include those of Noon and Careem. Careem(acquired by Uber for $3.1B) is a ride-hailing & food delivery company that operates in the Middle East and North Africa. Noon.com, which is a local e-commerce company (aka: local Amazon) that operates in the Middle East. And Swvl, tech-enabled (Egypt born) mass transit company – to name a few.<br /><br />Therefore such unicorn funding not only attracts but encourages innovation and helps create a flourishing startup ecosystem that goes beyond tech-enabled startups.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Future-Proofing UAE: From Sand to Fintech Gold Rush by 2030</span></h3><p style="text-align: left;"></p><p><span style="font-family: Montserrat;">UAE has the “vision 2030” target to become a global talent hub. Dubai local government has itself a target called “Dubai smart” and reach fully autonomous (commute) trips by the year 2030. UAE has become a hive of fintech activity – 465 FinTechs there are set to generate over $2.2B in investment capital funding in the upcoming year, compared to merely $80M five years ago. FinTech and Innovation companies surge from 599 to 811, up 35% year-on-year (as of H1 2023). The UAE government is actively involved in enhancing laws and policies that foster the growth of the digital economy, creating an environment to attract global digital enterprises. <br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Venture Capital's Vital Role in Scaling Up UAE's Innovation Economy</span></h3><p style="text-align: left;"></p><p><span style="font-family: Montserrat;">All these endeavors by ecosystem partners significantly contribute to the innovation in UAE’s “scaleup economy”. This also means that the high concentration of scaleups could help support the expansion of the whole MENA innovation economy. VCs are playing a key role in the MENA ecosystem, and 92% ($8.4B, although negligible when compared with Silicon Valley or even UK) of capital raised by MENA scaleups comes from VC firms, CVCs, private equity funds, public-supported equity funding vehicles, governmental organizations, and family firms/groups. <br /><br />UAE appears to be the front-runner of regional tech innovation, steadily transitioning to a post-oil economy.<br /><br /><span style="font-size: xx-small;">Sources:<br />-https://www.difc.ae/whats-on/news/difcs-h1-2023-performance-strengthens-dubais-position-global-finance-and-innovation-hub<br />-https://www.dubaichamber.com/wp-content/uploads/2022/08/DubaiChamber_UAEVentureOutlook_eng.pdf</span><br /><br /></span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4252428322984442391.post-1523953030248936332024-01-27T06:13:00.000-08:002024-01-27T06:13:00.122-08:00Building the Dream Team: Strategic Steps for Forming a Successful VC Firm<h2 style="text-align: left;"><span style="font-family: Montserrat;">Building the Dream Team: Strategic Steps for Forming a Successful VC Firm</span></h2><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjaaeXaqifckVUgW86X91-jQ2-Bw5qc6iEG6A3ZA1PUBT0QJjEipEJHFIaX2faSu0w7ycC7oaGnoW9xKoSF2kzwJBIBqvnmddBCO6eWxqYXVPoCS9Fl65p3DO4WFhwPo2QIIFjDNAohUzdbyFIIgcBsWMbdDK9YkqKCAOldWosrX4YeZNtTAxIn6Z65xVI/s626/men-assembling-pieces-puzzle-hand-drawn-sketch-vector-illustration_460848-14280%5B1%5D.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="450" data-original-width="626" height="288" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjaaeXaqifckVUgW86X91-jQ2-Bw5qc6iEG6A3ZA1PUBT0QJjEipEJHFIaX2faSu0w7ycC7oaGnoW9xKoSF2kzwJBIBqvnmddBCO6eWxqYXVPoCS9Fl65p3DO4WFhwPo2QIIFjDNAohUzdbyFIIgcBsWMbdDK9YkqKCAOldWosrX4YeZNtTAxIn6Z65xVI/w400-h288/men-assembling-pieces-puzzle-hand-drawn-sketch-vector-illustration_460848-14280%5B1%5D.jpg" width="400" /></a></div><br /><span style="font-family: Montserrat;">The process of "Forming a Team" is the foundation for successful (or unsuccessful) investment. At this particular stage it would be critical (in my view) to keep the talent density close to 100%. This stage is also important for executing the fund's thesis and achieving top decile returns. </span><p></p><p><span style="font-family: Montserrat;">As a process it has teamwork, domain expertise, and long-term relationship building (networking) & nurturing skills. Therefore, a well-structured & cohesive team has the capability to make/break the success of the fund. Considering the past track record & future potential. Also culture, promoting diverse perspectives and encourage healthy debate; and finally Diversity, where teams tend to outperform homogeneous people as they bring different perspectives to the table.</span></p><p><span style="font-family: Montserrat;"> </span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">What are the high level steps to create a VC firm</span><br /><span style="font-family: Montserrat;"><br /></span></h3><ul style="text-align: left;"><li><span style="font-family: Montserrat;">Writing the Thesis</span></li><li><b><span style="font-family: Montserrat;">Forming a Team</span></b></li><ul><li><span style="font-family: Montserrat;">Identify potential partners that who are known by the team for years</span></li><li><span style="font-family: Montserrat;">Develop a target list with those that are a fit with the Thesis</span></li><li><span style="font-family: Montserrat;">Organize a series of brainstorming sessions with the targets</span></li><li><span style="font-family: Montserrat;">Evaluate if a target is a partner or venture partner candidate</span></li><li><span style="font-family: Montserrat;">Determine target’s commitment to the fund’s goals and values</span></li><li><span style="font-family: Montserrat;">Discuss an offer with the target to gauge interest</span></li><li><span style="font-family: Montserrat;">Test the target for a month or two</span></li><li><span style="font-family: Montserrat;">Make the official offer after the fund is formed</span></li></ul><li><span style="font-family: Montserrat;">Completing Fund Formation</span></li><li><span style="font-family: Montserrat;">Pitching Limited Partners</span></li><li><span style="font-family: Montserrat;">Closing a Deal</span></li><li><span style="font-family: Montserrat;">Preparing the Annual Report</span></li><li><span style="font-family: Montserrat;">Assisting Portfolio Companies</span></li><li><span style="font-family: Montserrat;">Helping with an Exit</span></li><li><span style="font-family: Montserrat;">Distributing Proceeds</span></li></ul><p><span style="font-family: Montserrat;"><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Zoom into the step: How to form an outstanding team for a VC firm</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">Following are the detailed outline and sub steps involved in the project of Forming a (Venture) Team:<br /><br /></span></p><p><span style="font-family: Montserrat;"></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Identify potential partners that who are known by the team for years</span><br /><span style="font-family: Montserrat;"></span></h4><ul style="text-align: left;"><li><span style="font-family: Montserrat;">Make a Partner Score Matrix (expertise, commitment, willingness to contribute to the fund, etc) from 1 (unlikely) to 10 (I want this person asap) that can be used to assign a weight to each vertical and calculate the total score for each candidate. This may include objective as well as subjective (gut) score.</span></li><li><span style="font-family: Montserrat;">Review the professional network of the existing team members; friends, former colleagues potential good fit</span></li><li><span style="font-family: Montserrat;">Identify individuals with whom there are longstanding relationships</span></li><li><span style="font-family: Montserrat;">Consider people who have a history of collaboration or shared successes</span></li><li><span style="font-family: Montserrat;">Look for people with complementary skills and experience, with a diverse range experience/perspective</span></li><li><span style="font-family: Montserrat;">Continuous: increase network size, other VCs & startup founders, entrepreneurs</span></li><li><span style="font-family: Montserrat;">Check if the person's share same values and approach to investing as of the fund’s thesis.</span></li><li><span style="font-family: Montserrat;">Assess their commitment</span></li></ul><p><span style="font-family: Montserrat;"><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Develop a target list with those that are a fit with the Thesis</span><br /><span style="font-family: Montserrat;"></span></h4><ul style="text-align: left;"><li><span style="font-family: Montserrat;">Define the a (thesis specific?) criteria that potential partners should meet based thesis, industry expertise, geographic focus, and fund's strategy.</span></li><li><span style="font-family: Montserrat;">Create a comprehensive list of potential partners who meet these criteria.</span></li><li><span style="font-family: Montserrat;">Review list of potential partners and select the best fit after considering the criteria (skills, experience, values, and commitment/etc)</span></li><li><span style="font-family: Montserrat;">Shortlist to 5-10 people (easier to evaluate 1:1)</span></li><li><span style="font-family: Montserrat;">Adjust the Partner Score Matrix when required, improvise</span></li></ul><p><span style="font-family: Montserrat;"><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Organize a series of brainstorming sessions with the targets</span><br /><span style="font-family: Montserrat;"></span></h4><ul style="text-align: left;"><li><span style="font-family: Montserrat;">Schedule meetings or brainstorming sessions with potential partners to discuss the fund's vision and goals (could be informal & relaxed to get their insights & feedback).</span></li><li><span style="font-family: Montserrat;">Prepare some discussion topics ahead of time (focused/productive)</span></li><li><span style="font-family: Montserrat;">Explore potential synergies and areas of collaboration, and how they can contribute to fund's success</span></li><li><span style="font-family: Montserrat;">Take notes during the brainstorming sessions</span></li><li><span style="font-family: Montserrat;">After, review notes, identify the key takeaways and assign a weights to Partner Score Matrix<br /></span></li></ul><h4 style="text-align: left;"><span style="font-family: Montserrat;">Evaluate if a target is a partner or venture partner candidate</span><br /><span style="font-family: Montserrat;"></span></h4><ul style="text-align: left;"><li><span style="font-family: Montserrat;">Review the score and see if a potential partner is a good fit</span></li><li><span style="font-family: Montserrat;">Talk to other people who know the potential partners.</span></li><li><span style="font-family: Montserrat;">Assess own (and other founders) relationship with each potential partner</span></li><li><span style="font-family: Montserrat;">Update Partner Score Matrix based on data so far</span></li></ul><p><span style="font-family: Montserrat;"><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Determine target’s commitment to the fund’s goals and values</span><br /><span style="font-family: Montserrat;"></span></h4><ul style="text-align: left;"><li><span style="font-family: Montserrat;">Engage in candid discussions with potential partners about their commitment to the fund's mission and values</span></li><li><span style="font-family: Montserrat;">Assess their alignment with the fund's long-term objectives and vision</span></li><li><span style="font-family: Montserrat;">Ensure that they share the fund's core principles</span></li><li><span style="font-family: Montserrat;">Review matrix and make final decision (invite/no-invite)</span></li></ul><p><span style="font-family: Montserrat;"><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Discuss an offer with the target to gauge interest</span><br /><span style="font-family: Montserrat;"></span></h4><ul style="text-align: left;"><li><span style="font-family: Montserrat;">Initiate discussions about joining the venture capital team</span></li><li><span style="font-family: Montserrat;">Present a preliminary offer or proposal, outlining the role, equity share, and terms</span></li><li><span style="font-family: Montserrat;">Gauge the potential partner's level of interest and willingness to move forward.</span></li><li><span style="font-family: Montserrat;">Update matrix</span></li></ul><p><span style="font-family: Montserrat;"><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Test the target for a month or two</span><br /><span style="font-family: Montserrat;"></span></h4><ul style="text-align: left;"><li><span style="font-family: Montserrat;">Start trial / probationary period, monitor</span></li><li><span style="font-family: Montserrat;">Evaluate their overall contributions and update the matrix</span></li><li><span style="font-family: Montserrat;">Review matrix and make final decision (go/no-go)</span></li></ul><p><span style="font-family: Montserrat;"><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Make the official offer after the fund is formed</span><br /><span style="font-family: Montserrat;"></span></h4><ul style="text-align: left;"><li><span style="font-family: Montserrat;">Formal offer to join the team</span></li><li><span style="font-family: Montserrat;">Specify the terms, responsibilities, and equity arrangement.</span></li><li><span style="font-family: Montserrat;">Ensure offer aligns with the fund's legal and operational requirements</span></li></ul><p><span style="font-family: Montserrat;"><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">How to create a startup investment process for a target firm?</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;"><br />Lets go through an example. </span></p><p><span style="font-family: Montserrat;">Company name: Good Capital LLC<br /><br />Process: Startup Investment Process for Good Capital LLC<br /><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Step 1: Sourcing and Screening</span><br /><span style="font-family: Montserrat;"></span></h4><ul style="text-align: left;"><li><span style="font-family: Montserrat;">Good Capital LLC sources potential investment opportunities through a variety of channels, including:</span></li><li><span style="font-family: Montserrat;">Referral network: Good Capital has a large network of contacts in the startup and venture capital industries. This network includes founders, CEOs, VCs, and other professionals who can refer Good Capital to promising investment opportunities.</span></li><li><span style="font-family: Montserrat;">Online platforms: Good Capital also uses online platforms such as AngelList, Crunchbase, and LinkedIn to identify potential investment opportunities.</span></li><li><span style="font-family: Montserrat;">Startup events: Good Capital attends startup events and conferences to meet with founders and learn about their companies.</span></li><li><span style="font-family: Montserrat;">Screening criteria: large and growing market, differentiated product, experienced team, and a business plan that makes sense.</span></li></ul><p><span style="font-family: Montserrat;"><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Step 2: Due Diligence</span><br /><span style="font-family: Montserrat;"></span></h4><ul style="text-align: left;"><li><span style="font-family: Montserrat;">When a company passes the initial screening, Good Capital will conduct a thorough due diligence process to learn more about the company and its business. This process would include:</span></li><ul><li><span style="font-family: Montserrat;">Review business plan, financial statements, and other relevant docs</span></li><li><span style="font-family: Montserrat;">Meetings with the company's founders and management team</span></li><li><span style="font-family: Montserrat;">Backroung reference checks with their customers, partners, and investors/etc.</span></li></ul><li><span style="font-family: Montserrat;">Good Capital will also conduct market research to assess the size and growth potential, and competitive landscape.</span></li></ul><p><span style="font-family: Montserrat;"><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Step 3: Investment Decision</span><br /><span style="font-family: Montserrat;"></span></h4><ul style="text-align: left;"><li><span style="font-family: Montserrat;">Once Good Capital has completed their due diligence, they will make an investment decision. </span></li><li><span style="font-family: Montserrat;">If Good Capital decides to invest in the company, they will negotiate an investment agreement that talks about:</span></li><ul><li><span style="font-family: Montserrat;">terms of the investment</span></li><li><span style="font-family: Montserrat;">amount of investment</span></li><li><span style="font-family: Montserrat;">current valuation </span></li><li><span style="font-family: Montserrat;">rights and responsibilities of the company and Good Capital</span></li><li><span style="font-family: Montserrat;">could also consider: impact investing, sustainability, diversity and inclusion</span></li></ul></ul><p><span style="font-family: Montserrat;"><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Step 4: Post-Investment Support</span><br /><span style="font-family: Montserrat;"></span></h4><ul style="text-align: left;"><li><span style="font-family: Montserrat;">After Good Capital has invested in a company, they will provide the company with ongoing support and guidance, for instance: advice, mentorship, networking, fundraising, resources and expertise.</span></li></ul><p style="text-align: left;"><span style="font-family: Montserrat;"><br />Good Capital is committed to helping their portfolio companies succeed. We believe that by providing our portfolio companies with the support they need, we can generate superior returns for investors.<br /></span></p><p style="text-align: left;"><span style="font-family: Montserrat;"><br /></span></p><p style="text-align: left;"><span style="font-family: Montserrat;">In retrospect, I hope you've learned a little about various aspects of vc space, including investment process, traditional and venture builders. Gain experience working at a VC firm.<br /></span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4252428322984442391.post-70619943674705507252024-01-20T05:06:00.000-08:002024-01-20T05:06:00.131-08:00What are top 2 Traditional Funds and Venture Builders within UAE's Investment Landscape<h2 style="text-align: left;"><span style="font-family: Montserrat;">What are top 2 Traditional Funds and Venture Builders within UAE's Investment Landscape?</span></h2><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMoQpUWC2CPZUyBIACkbYTKDgJWtxu41hBNj09ExPAC8SOjarGvXVeMukHiIaEwLI7jr2r0Em6zr3eMKqwgEthZHQzBVq4sOrmqg4IThxZsUB4iBzLqem6NWboWkaf27gQJJQiaekRQ1YSZ-yhCsel8hs5QQDMx5Agbg_sUVUrdRb6_nupJOEjgt8WFYY/s626/flat-design-employee-savings-plan-illustration_23-2150968216%5B1%5D.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="626" data-original-width="626" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMoQpUWC2CPZUyBIACkbYTKDgJWtxu41hBNj09ExPAC8SOjarGvXVeMukHiIaEwLI7jr2r0Em6zr3eMKqwgEthZHQzBVq4sOrmqg4IThxZsUB4iBzLqem6NWboWkaf27gQJJQiaekRQ1YSZ-yhCsel8hs5QQDMx5Agbg_sUVUrdRb6_nupJOEjgt8WFYY/w400-h400/flat-design-employee-savings-plan-illustration_23-2150968216%5B1%5D.jpg" width="400" /></a></div><br /><span style="font-family: Montserrat;"><br /></span><p></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Types of VC funds: Traditional, Venture Builders, Outsourced, Special Purpose Vehicles, Specialty.</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;"><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Traditional Funds</span><br /><span style="font-family: Montserrat;"></span></h4><p><span style="font-family: Montserrat;">The traditional way of doing VC; VC funds that invest in early-stage startups, aiming for substantial returns. Example companies: Sequoia Capital, Andreessen Horowitz<br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Venture Builders</span><br /><span style="font-family: Montserrat;"></span></h4><p><span style="font-family: Montserrat;">aka startup studios that create and launch startups from scratch. Eg: Y Combinator, Founders Factory<br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Outsourced Funds</span><br /><span style="font-family: Montserrat;"></span></h4><p><span style="font-family: Montserrat;">Usually (online) platform VC funds that make investments on behalf of individual investors. Eg: BlackRock, SoftBank Vision Fund<br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Special Purpose Vehicles</span><br /><span style="font-family: Montserrat;"></span></h4><p><span style="font-family: Montserrat;">Funds that pool resources to invest in specific deals. Examples can be industry specific (real estate, banking, etc)<br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Specialty Funds</span><br /><span style="font-family: Montserrat;"></span></h4><p><span style="font-family: Montserrat;">funds that invest in specific industries or stages of growth, ie: tailored to specific investment needs.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Pre-seed stage traditional funds in the UAE</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;"><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Mubadala Capital</span><br /><span style="font-family: Montserrat;"></span></h4><p><span style="font-family: Montserrat;">Url: https://www.mubadala.com/en/what-we-do/mubadala-capital</span></p><p><span style="font-family: Montserrat;"><br />It’s a global investment firm (owned by Abu Dhabi government) that invests in a variety of asset classes. An active investor in advanced technology. includes a direct investment business, a fund of funds business and the management. A few local startups they have funded: Amana Healthcare, Swvl, Namshi, Careem, Talabat</span></p><p><span style="font-family: Montserrat;"><a href="https://www.linkedin.com/in/ibrahim-ajami-17925456">Ibrahim Ajami</a> is CEO & Partner at Mubadala Capital with over 15 years of experience in the investment industry. He has a proven track record of investing in and growing successful businesses across a variety of sectors, including technology, healthcare, and financial services.<br /><br /><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Shorooq Partners</span><br /></h4><h4 style="text-align: left;"><span style="font-family: Montserrat;"></span></h4><p><span style="font-family: Montserrat;">Url: https://www.shorooq.com/ </span></p><p><span style="font-family: Montserrat;"><br />Abu Dhabi based firm, they invest in tech companies at the Pre-seed to Series-A stages that are fintech, software or platform companies, with capital between $1M to $3M. Recent pre-seed investment: Hafla, Lean (open banking startup, <a href="http://Bankableapi.com">Bankableapi.com</a>'s competition in the KSA), Sarwa, etc.<br /></span></p><p><span style="font-family: Montserrat;"><a href="https://sa.linkedin.com/in/shaneykshin">Shane Shin</a>, who is Founding Partner at Shorooq Partners with over 20 years of experience in the venture capital industry. He has a deep understanding of the startup ecosystem in the Middle East and North Africa (MENA) region. Born and grew up in Korea, educated in the US, China and Canada, worked in New York and San Francisco and now working in the Middle East<br /><br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Pre-seed venture builders in the UAE</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;"><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Turn8</span><br /><span style="font-family: Montserrat;"></span></h4><p><span style="font-family: Montserrat;">Url: https://turn8.co/about/ </span></p><p><span style="font-family: Montserrat;"><br />US based with an office in Dubai; their thesis building companies that are solving global problems with disruptive technology by helping entrepreneurs create and scale their businesses from scratch. Their preferred industries are: HealthTech, FinTech, Transportation and Logistics, SaaS Platforms, Smart Cities, AI, and The Internet of Things.</span></p><p><span style="font-family: Montserrat;"><a href="https://www.linkedin.com/in/yousifalmutawa">Yousif Al Mutawa</a>, co-founder and Managing Partner, is a highly experienced and accomplished innovation leader with a proven track record of success in establishing and leading CVC funds, accelerators, and internal entrepreneurial transformation programs. He has a deep understanding of the global startup ecosystem and a strong network of relationships with investors, entrepreneurs, and corporate executives.<br /><br /><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Flat6Labs</span><br /><span style="font-family: Montserrat;"></span></h4><p><span style="font-family: Montserrat;">Url: https://www.flat6labs.com/ </span></p><p><span style="font-family: Montserrat;"><br />UAE based, Helps entrepreneurs build and scale their businesses from scratch. invests in innovative and technology-driven startups enabling passionate entrepreneurs to achieve their ambitions and ultimately becoming their institutional co-founders. Some local pre-seed startup they funded: Namshi, Bazaara, Takalam, etc. <br /></span></p><p><span style="font-family: Montserrat;"><a href="https://www.linkedin.com/in/ramezm">Ramez El-Serafy</a> is the CEO & Managing Partner at Flat6Labs with over 16 years of experience in the venture capital industry. He has a deep understanding of the startup ecosystem in the Middle East and North Africa (MENA) region.</span></p><p></p><p><span style="font-family: Montserrat;"><br /></span></p><p></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">How the two Venture Builders are different from the two Traditional Funds</span></h3><p style="text-align: left;"><span style="font-family: Montserrat;">Basically the venture builder model aims to build startups from scratch by providing them with resources, expertise, and mentorship. They target early stage, and their thesis generally is to invest in a variety of startups, typically with a focus on a particular sector or technology.<br /><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Traditional funds</span></h4><p style="text-align: left;"></p><p style="text-align: left;"><span style="font-family: Montserrat;">While Traditional Funds invests in existing startups, providing them with capital and guidance that can span from Early to late stage, however mostly those that qualify for investments are the startups that have already demonstrated traction and a potential for growth.<br /><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Venture builders </span></h4><p style="text-align: left;"></p><p style="text-align: left;"><span style="font-family: Montserrat;">creates new startups as well as jobs, and support the country’s startup ecosystem. Traditional funds help in the growth of existing startups, and help them scale globally.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Positive impacts of each model on your local ecosystem</span><br /><span style="font-family: Montserrat;"></span></h3><p style="text-align: left;"><span style="font-family: Montserrat;">Both venture builders and traditional funds can have a significant positive impact, and the best suited model depends on its individual needs and goals.<br /><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Venture builders </span></h4><p style="text-align: left;"></p><p style="text-align: left;"><span style="font-family: Montserrat;">has the potential to help increase the number of startups, fast; and in turn can help create new jobs. It can get more investment by attracting investors in great early-stage startups. VB supports the development of new technologies, as well as commercialization.<br /><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Traditional Funds</span></h4><p style="text-align: left;"></p><p style="text-align: left;"><span style="font-family: Montserrat;">positive impacts can help startups grow quicker by providing them with the capital fast. It helps them scale globally by providing them access to outside investors and networks, and as a result attract more investments at all stages. These funds increase the success rate of startups by providing them with their specialist guidance and support from experienced investors.<br /><br /></span></p><p><span style="font-size: xx-small;"><span style="font-family: Montserrat;">Sources:</span></span></p><p><span style="font-family: Montserrat;"><span style="font-size: xx-small;">-https://pitchbook.com/news/articles/venture-startup-trends-charts-q2-2023 <br />-https://www.cbinsights.com/research/report/us-venture-trends-q1-2023/ <br />-https://hbr.org/1998/11/how-venture-capital-works<br />-https://www.toptal.com/finance/venture-capital-consultants/venture-capital-portfolio-strategy <br />-https://www.forbes.com/sites/rebekahbastian/2020/10/28/how-and-why-to-make-venture-funding-more-equitable<br /><br /></span></span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4252428322984442391.post-20826740813746267872024-01-13T04:03:00.000-08:002024-01-13T04:03:00.152-08:00How important is Due Diligence when sourcing a Venture Capital fund?<h2 style="text-align: left;"><span style="font-family: Montserrat;">How important is Due Diligence when sourcing a Venture Capital fund?</span></h2><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMdCyAIp14jzccRn2-o9MFHt89fHdqLxYdv9fn82oKIXxBoIs3MWwcWBVwQqfJNM4hxNecWFuKpWsc_x3DMvvFZmcHzubn9BSKL_xyWwtffPhL5AsidlawQ5R4v0LpbHRCoXzh7nB6dB35FaN7qn8ozK3SEi6gwIsJU4xxpBAt2CQAo5aT37M4ho6ZCZk/s740/editorial-commission-concept-illustration_114360-8930%5B1%5D.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="740" data-original-width="740" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMdCyAIp14jzccRn2-o9MFHt89fHdqLxYdv9fn82oKIXxBoIs3MWwcWBVwQqfJNM4hxNecWFuKpWsc_x3DMvvFZmcHzubn9BSKL_xyWwtffPhL5AsidlawQ5R4v0LpbHRCoXzh7nB6dB35FaN7qn8ozK3SEi6gwIsJU4xxpBAt2CQAo5aT37M4ho6ZCZk/w400-h400/editorial-commission-concept-illustration_114360-8930%5B1%5D.jpg" width="400" /></a></div><p><span style="font-family: Montserrat;">Venture capital investment process is a multi-stage process that involves identifying, evaluating, and investing in startups. The different steps in the process are:<br /></span></p><ul style="text-align: left;"><li><span style="font-family: Montserrat;">Sourcing</span></li><li><span style="font-family: Montserrat;">Due Diligence</span></li><li><span style="font-family: Montserrat;">Term Sheet</span></li><li><span style="font-family: Montserrat;">Investment and Documentation</span></li><li><span style="font-family: Montserrat;">Post-Investment</span></li><li><span style="font-family: Montserrat;">Follow-on Rounds and Exits</span></li></ul><p><span style="font-family: Montserrat;"><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Due Diligence is one of most important step<br /></span></h3><p><span style="font-family: Montserrat;"><br />Why? It is because (it appears) that this is the most crucial step which can have a significant impact (make or break) on the outcome of the entire investment. This is where “outliers-of-outliers” are discovered -- driven by data, patterns, experience, expertise, and probably gut. VC gurus has highlighted the importance of it (from 4x to 1000x) and therefore this becomes more pertinent step.<br /><br />Moreover, the extent of the due diligence process highlights the diligent & meticulous nature of venture capital investments, where thorough scrutiny is applied to ensure that investments are well-vetted, and at the same time has the potential to cause delays for startups who are in need of quick funding. Therefore, as a fund manager I find it not only interesting but want to learn how to master it and find those 0.01%, fast with 100% chances of success!<br /><br />Due diligence is a critical step in the venture capital investment process. It involves conducting thorough research and analysis of the startup to assess its investment potential. The due diligence process typically covers the following areas:<br /><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Management team</span></h4><p><span style="font-family: Montserrat;">to assess the experience, expertise, and track record of the startup's founding team<br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Business model</span></h4><p><span style="font-family: Montserrat;">to evaluate the startup's business model, including its target market, product or service, and competitive landscape<br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Financial projections</span></h4><p><span style="font-family: Montserrat;">to check the startup's financial projections & its financial viability<br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Market potential</span></h4><p><span style="font-family: Montserrat;">to assess the market potential for the startup's product or service<br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Intellectual property</span></h4><p><span style="font-family: Montserrat;">to review the startup's intellectual property portfolio to identify any potential (positive or negative) risks<br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">And more</span></h4><p><span style="font-family: Montserrat;">It may also include other data points such as: industry, funding stage, customer satisfaction score (CSAT), net promoter score (NPS), revenue growth rate, profit margin, number of employees, number of patents, amount of funding raised, and current valuation (etc).<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Due Diligence Best Practices<br /></span></h3><p><span style="font-family: Montserrat;"><br />Here are some best practices for venture capital due diligence:<br /><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Be comprehensive & thorough<br /></span></h4><p><span style="font-family: Montserrat;">Should be comprehensive and cover all aspects of the startup's business, and involve a deep dive into the startup's business.<br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Be objective<br /></span></h4><p><span style="font-family: Montserrat;">The due diligence process should be objective and avoid personal biases, which can have unforeseen and unintentional impact.<br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Be timely & collaborative<br /></span></h4><p><span style="font-family: Montserrat;">Should be completed in a timely manner to avoid delaying the investment decision, by collaborating with internal + external stakeholders, and involve the startup's founding team whenever necessary.<br /><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">“Hard” due diligence is about the numbers, and “soft” DD focuses on people: employees, customers, partners</span></h4><p style="text-align: left;"></p><p></p><p><span style="font-family: Montserrat;"><br />VC due diligence is the process of evaluating a startup's potential before investing in it. This process involves gathering as well as analyzing information using various data points such as: financials, legal, market, product, business model, and founder or management team. DD helps minimize risks and maximize returns. </span></p><p><span style="font-family: Montserrat;"><br />It can also benefits startups by uncovering their weak spots and help them prepare for future deals. </span></p><p><span style="font-family: Montserrat;">There are 3 core stages: </span></p><ul style="text-align: left;"><li><span style="font-family: Montserrat;">screening, </span></li><li><span style="font-family: Montserrat;">business due diligence, </span></li><li><span style="font-family: Montserrat;">and legal review </span></li></ul><p><span style="font-family: Montserrat;">– and each state requires different type of info and analysis to assess the viability of the deal.</span></p><p><span style="font-family: Montserrat;"> </span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Challenges in Venture Capital Due Diligence and Key Focus Areas for Investors</span></h3><p><span style="font-family: Montserrat;">Venture capital due diligence has its own challenges, such as lack of historical data, comparable competition, proven demand, PMF, and etc info gaps that make valuing a startup difficult. A few key items that investors should examine are: </span></p><ul style="text-align: left;"><li><span style="font-family: Montserrat;">financials, </span></li><li><span style="font-family: Montserrat;">legal status, </span></li><li><span style="font-family: Montserrat;">assets, </span></li><li><span style="font-family: Montserrat;">liabilities, </span></li><li><span style="font-family: Montserrat;">and human resources</span></li></ul><p><span style="font-family: Montserrat;"></span></p><p><span style="font-family: Montserrat;">A well-scoped due diligence review, prospective investors or acquirers will benefit significantly, becoming more informed about their proposed target, thus increasing trust in the fund manager. It can help deliver a stronger deal, enabling active dialogue, find the right fit/value to their “thesis”.<br /><br />Follow a due diligence process when evaluating potential investment targets, including: </span></p><ul style="text-align: left;"><li><span style="font-family: Montserrat;">Initial screening, </span></li><li><span style="font-family: Montserrat;">market research, </span></li><li><span style="font-family: Montserrat;">financial analysis, </span></li><li><span style="font-family: Montserrat;">legal review, </span></li><li><span style="font-family: Montserrat;">tech assessment and customer validation, </span></li><li><span style="font-family: Montserrat;">product market fit, </span></li><li><span style="font-family: Montserrat;">management evaluation and reputation check. </span></li></ul><p><span style="font-family: Montserrat;">Summarize findings in a due diligence report and make a recommendation to the Investment Committee on whether to invest or not. </span></p><p><span style="font-family: Montserrat;"> </span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Reverse due diligence is also a thing</span></h4><p style="text-align: left;"></p><p><span style="font-family: Montserrat;">This is where startup founders may check VC's background and reputation towards bigger success goals.<br /><br /></span></p><p><span style="font-family: Montserrat;">An in-depth investigation or audit of a potential investment or product to confirm all facts, such as reviewing all financial records, market potential, and anything else deemed material. May consult with industry experts and conduct market research to assess the market demand and potential adoption of a startup’s innovative medical device.<br /></span></p><p><span style="font-family: Montserrat;">The most surprising thing for me when <a href="https://www.linkedin.com/in/adeoressi/">Adeo Ressi</a> mentioned that the number of Unicorns in a city is directly proportional to the number of VCs in that city. That blew me away, simply because there is a general perception that Unicorns are those which have the greatest ideas. <br /><br />No doubt. But it also means that there are other equally great ideas (if not greater) which are going unnoticed. If we extrapolate this observation, then there are hundreds and thousands of cities (read: ideas) which are deprived of these “VC-funding privileges'', which means the industry is sitting on a gold mine. </span></p><p><span style="font-family: Montserrat;"><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Concentration Conundrum, Intense Competition, and the Prolonged Journey from Sourcing to Return</span></h4><p><span style="font-family: Montserrat;">By increasing the number of VC firms, we increase the 1) number of great ideas (Teslas, Googles, etc) 2) and increase the depth of the sourcing list, which increases my (as a fund manager) chances of finding “quality-outliers”. It would be interesting to find out why VCs tend to be concentrated in certain cities? Is it because of strong startup ecosystems, great talent, etc. Or, most investors (organically) live in those cities and therefore end up investing in “local” startups.<br /><br />Besides that, given the age of the industry I find it surprising that the process is cut-throat competitive. According to online research only ~1% of startups actually receive funding. This means the vast majority is not able to raise venture capital funding. And I understand this is because every single one of them (the VCs) is looking for those “quality-outliers”, those 1%, extremely rare -- that VCs believe have the potential to generate high returns. <br /><br />Another thing about the venture capital investment process is how long it can take as a process to fund the investment, and for investment to generate return (up to 10 years). From the initial sourcing of a potential investment opportunity to the closing of the investment, it can take several months or even longer. This is because the due diligence process is very thorough and involves multiple steps. In fact, CB insights claim the unicorn birth rate is at its lowest level in 6 years.<br /><br />I understand VC space is not easy, and the investment process is complex and demanding.<br /><br /><span style="font-size: xx-small;">Sources:<br />-https://www.cbinsights.com/research/report/venture-trends-q1-2023/<br />-https://news.crunchbase.com/venture/fastest-growing-states-venture-capital-investment/ https://www.forbes.com/sites/hollyeve/2020/07/06/venture-capital-is-not-the-funding-reality-of-most-startups-heres-what-is/ <br />-https://www.cbinsights.com/research/report/venture-trends-q1-2023/ <br /></span></span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4252428322984442391.post-542513872623786712024-01-06T03:35:00.000-08:002024-01-06T03:35:00.141-08:00What are the benefits & risks associated with venture capital in the middle east?<h2 style="text-align: left;"><span style="font-family: Montserrat;">What are the benefits & risks associated with venture capital in the middle east?</span><br /><span style="font-family: Montserrat;"></span></h2><p><span style="font-family: Montserrat;"></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjo-BlkMcIbgcb6YtobFdzI867ocs-mLc8sjQnxf7TFSOdFgNAZjLnt1HYz8pEBCKre7GSF38Mur-g-__aRpkSAk-ppQV7Y0a9_mWk8N1H2w-Qzn1iG54u-xkBRV-1me6nphVJYsyqQ3OE1a5d1nT9bH8rR9OdLVRiSOyG1tTs7Is9lZjJnEdMzGp_tcZ4/s1536/What%20are%20the%20benefits%20&%20risks%20associated%20with%20venture%20capital%20in%20the%20middle%20east.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1536" data-original-width="1536" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjo-BlkMcIbgcb6YtobFdzI867ocs-mLc8sjQnxf7TFSOdFgNAZjLnt1HYz8pEBCKre7GSF38Mur-g-__aRpkSAk-ppQV7Y0a9_mWk8N1H2w-Qzn1iG54u-xkBRV-1me6nphVJYsyqQ3OE1a5d1nT9bH8rR9OdLVRiSOyG1tTs7Is9lZjJnEdMzGp_tcZ4/w400-h400/What%20are%20the%20benefits%20&%20risks%20associated%20with%20venture%20capital%20in%20the%20middle%20east.jpg" width="400" /></a></div><br /><p></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Multifaceted Benefits of Venture Capital within the local UAE (and broader MENA) ecosystem</span></h3><p style="text-align: left;"></p><p><span style="font-family: Montserrat;"></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Capital resources</span><br /><span style="font-family: Montserrat;"></span></h4><p><span style="font-family: Montserrat;">VC firms in the UAE (as well as accelerators) provide startups with all the resources (financial, infrastructure, regulatory, legal and etc) necessary to survive and thrive in emerging markets.<br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Expertise, guidance, network and mentorship</span><br /><span style="font-family: Montserrat;"></span></h4><p><span style="font-family: Montserrat;">These vc firms bring valuable industry knowledge & guidance to startups, helping them navigate challenges, seize opportunities and connect to their network effectively. For instance, Mubadala has a lot of experience in diversified industries.<br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Economic growth</span><br /><span style="font-family: Montserrat;"></span></h4><p><span style="font-family: Montserrat;">The successful impact of venture capital can lead to job creation, economic prosperity, and technological advancement in the UAE.<br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Diversity</span></h4><p><span style="font-family: Montserrat;">Diversity is also evident in the 20+ sectors, ranging from Digital Assets & FinTech to HealthTech, AgriTech and ClimateTech.<br /></span></p><p><span style="font-family: Montserrat;"><br />VCs have the ability to significantly impact the future of humanity, and therefore there is a concerted effort to explore nuance & emerging technologies to promote a better living for humankind. Vcs are actively shaping it by helping solve today’s pressing global challenges to build a prosperous, sustainable tomorrow for humanity.<br /><br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Unpacking Risks in UAE's Venture Capital Scene</span><br /><span style="font-family: Montserrat;"></span></h3><h4 style="text-align: left;"><span style="font-family: Montserrat;">Lack of experienced VC firms here</span><br /><span style="font-family: Montserrat;"></span></h4><p><span style="font-family: Montserrat;">Since the country is still an “emerging” market developing its products & services, therefore early-stage startups have higher chances of failure than established companies. One can argue that this is just like in any other region however when compared to mature markets(eg: US), the VC space in the UAE is considered more risky because of lack of experience and therefore could lead to losses for both investors and startups. </span></p><p><span style="font-family: Montserrat;">And since these early-stage startups are not yet listed on any UAE public stock therefore difficult to sell. On top of that, it can take several years for investors to see a return on their investment, which means a longer investment horizon compared to mature economies.<br /><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Regulatory risk</span><br /><span style="font-family: Montserrat;"></span></h4><p><span style="font-family: Montserrat;">The regulatory environment for VC investment in the UAE is still evolving (mostly driven by Abu Dhabi Global Markets (ADGM) and Dubai International Financial Center (DIFC), which means there is a risk that new regulations could have potential impact on VC investments. One example is when Wise (formerly TransferWise) opened their offices here in the UAE, and then they had to shut down operations due to regulatory mandates that the startup was having difficulty in complying with.<br /><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Political risk</span><br /><span style="font-family: Montserrat;"></span></h4><p><span style="font-family: Montserrat;">Although the country is a politically stable country, given the history of the Middle Eastern and Levant region, there is always a risk of political instability, which could impact negatively on VC firms.<br /><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Talent shortage & risk of flight</span><br /><span style="font-family: Montserrat;"></span></h4><p><span style="font-family: Montserrat;">Since it’s a small country (like literally, NY itself is 46% larger than the entire UAE; or even Delaware which is 1.25 times bigger than Dubai) with limited talent pool, so that can also make it difficult for VC-backed startups to find and maintain (if not increase) their talent density which is crucial for any successful startup to grow and scale.<br /><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Talent flight</span><br /><span style="font-family: Montserrat;"></span></h4><p><span style="font-family: Montserrat;">One of the biggest prevailing risks is the potential of “talent-flight”. The country does not allow permanent residency status (or even the right to stay indefinitely), therefore great talent is always looking for alternate permanent options elsewhere (mostly US & Canada) to work and settle. Although the country has introduced long term visa’s such as Golden Visa which allow 10 years of stay, however it requires a permanent solution.</span></p><p><span style="font-family: Montserrat;"> </span></p><p><span style="font-family: Montserrat;"> </span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4252428322984442391.post-66530661885063742702023-12-27T03:07:00.000-08:002023-12-27T07:20:53.852-08:00What are some common terms used in Venture Capital in the UAE<h2 style="text-align: left;"><span style="font-family: Montserrat;">What are some common terms used in Venture Capital in the UAE?</span></h2><p><span style="font-family: Montserrat;"> </span></p><div class="separator" style="clear: both; text-align: center;"><span style="font-family: Montserrat;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPyWRHEq6p_qvAKMmxU0GG0KlrAuNikjfO0a4t-gZjuaGJmbOOShguReVIuIwm6y_-3UVSorKqi-BLBrtDKidJxgnn3qfJrjSsi7UesEAN1LM4Cw_JMM5ZSIiF-VvIgxkHoo2ZW1h146eKd3KhygVi6BmoLGd54hbhKGx8DMzHPWcKle2nT2hyphenhyphenyujMe6M/s1536/What%20are%20some%20common%20terms%20used%20in%20Venture%20Capital%20in%20the%20UAE.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1536" data-original-width="1536" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPyWRHEq6p_qvAKMmxU0GG0KlrAuNikjfO0a4t-gZjuaGJmbOOShguReVIuIwm6y_-3UVSorKqi-BLBrtDKidJxgnn3qfJrjSsi7UesEAN1LM4Cw_JMM5ZSIiF-VvIgxkHoo2ZW1h146eKd3KhygVi6BmoLGd54hbhKGx8DMzHPWcKle2nT2hyphenhyphenyujMe6M/w400-h400/What%20are%20some%20common%20terms%20used%20in%20Venture%20Capital%20in%20the%20UAE.jpg" width="400" /></a></span></div><span style="font-family: Montserrat;"><br /></span><p></p><p></p><p></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Venture Builders</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">Also known as “startup studios” or “startup
factories,” these firms generate new businesses internally from their
operations, rather than investing in external startups. They conceive, build, and launch startups, often playing a foundational role in the startup's inception -- having "skin in the game". Here within the UAE, eg: Turn8, Further, GlowFish, Raha Beach Ventures, etc.</span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjHttxU0I9_zfOWW1g644SHnGJw0XYRlaFlejZf5YuJodHUunK1dm_w1S9rikxkA7hB1jSn7VhQp6vF7wcfXiYwyD4DaaP2G3366sz4TtT9r6KotyAq6gMqCrO_coQ-YlV6RTXvQCFkMKUB91tsiKH8GsNrSC-bW49wmuwYQXetiSXBm2n8Zj24mi1lYv8/s1536/Venture%20Builders.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1536" data-original-width="1536" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjHttxU0I9_zfOWW1g644SHnGJw0XYRlaFlejZf5YuJodHUunK1dm_w1S9rikxkA7hB1jSn7VhQp6vF7wcfXiYwyD4DaaP2G3366sz4TtT9r6KotyAq6gMqCrO_coQ-YlV6RTXvQCFkMKUB91tsiKH8GsNrSC-bW49wmuwYQXetiSXBm2n8Zj24mi1lYv8/w320-h320/Venture%20Builders.jpg" width="320" /></a></div><p></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Startup Accelerators </span></h3><p><span style="font-family: Montserrat;">Accelerators help slightly more mature startups scale quickly and get them ready for major investment. Eg: Y Combinator, Tech Stars, Hub71, Innovation Hub (DIFC), Flat6 Labs.</span></p><p><span style="font-family: Montserrat;"><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Startup Incubators</span></h3><p><span style="font-family: Montserrat;">Incubators nurture startups in their earliest stages, providing a supportive environment. Eg: DIFC Innovation Hub, In5, etc.</span></p><p><span style="font-family: Montserrat;"><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Lifestyle Businesses</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">Businesses that provide their owners with a steady income but lack the potential for exponential growth.</span></p><p><span style="font-family: Montserrat;"><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Limited Partners (LPs)</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">Investors in a venture capital fund, often institutional investors like pension funds, endowments, or wealthy individuals.</span></p><p><span style="font-family: Montserrat;"><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Initial Public Offering</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">An initial public offering (IPO) refers to the process of offering shares of a private corporation to the public in a new stock issuance. This allows companies to raise capital from public investors.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Mezzanine Round</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">A mezzanine round is a late-stage round of financing meant to bolster a company financially before it goes public. It is typically the final funding round before an IPO and serves as a bridge between venture capital and an IPO.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Secondary Sale</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">A secondary sale in venture capital is the sale of a startup’s shares from one private investor to another, without the shares being made available to the public through an IPO. This allows early investors to cash out their investment before an IPO or acquisition.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Carried Interest</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">aka Carry, refers to the share of profits that the General Partner receives from the investments made by the fund. It’s a percentage of the profits, typically around 20%, that the General Partner receives as compensation for managing the investments.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Due Diligence</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">The process of carefully investigating and evaluating a potential investment opportunity to assess its risks and merits. In the context of venture capital, it includes analyzing the business model, financial statements, market potential, management team, and legal considerations.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Term Sheet</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">A non-binding agreement setting the basic terms and conditions of an investment. It serves as a template to develop more detailed legal documents.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Exit Strategy</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">A way for an investor to exit their investment in a company, typically through a sale, merger, or IPO.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Board Seat</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">A position on a company’s board of directors. After investing, a VC often takes a board seat to influence and monitor the company’s strategy and decisions.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Private Equity</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">A type of investment that involves buying shares in companies that are not listed on public stock exchanges.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Investment Deployment</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">The act of using invested capital for its intended purpose.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Institutional Investors</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">Organizations that invest on behalf of their members. Examples include pension funds and insurance companies.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Follow-on Rounds</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">Additional rounds of funding that a startup may go through after the initial investment, to support continued growth and development.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Investor Conviction</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">The belief and confidence that an investor has in the prospects of a startup, often influencing the decision to invest.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Post-Investment</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">The stage of the investment process where the venture capitalist provides strategic guidance, oversight, and other support to the startup after the investment has been made.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Secondary Sale</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">The sale of a startup’s shares from one private investor to another, often enabling earlier investors to exit their positions.</span></p><p><span style="font-family: Montserrat;"><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Endowments</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">Funds donated to institutions or foundations, where the principal amount remains intact, and only the income or interest earned on it is used.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Family Offices</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">Private wealth management advisory firms that serve ultra-high-net-worth investors.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Receivable Funds</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">A type of funding where capital is provided based on the accounts receivable of a company.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Revenue-Based Funds</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">Investment funds that provide capital in exchange for a percentage of ongoing gross revenues until a predetermined return multiple is reached.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Search Funds</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">Investment funds set up by entrepreneurs who raise a pool of capital to fund the search for a promising company to acquire and manage.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Secondary Funds</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">These funds specialize in buying existing stakes in venture-backed companies from early investors looking to exit.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Specialty Funds</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">These are alternative investment vehicles that deviate from the traditional venture capital model. They may be types of private equity or debt funds.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Special Purpose Vehicles (SPVs)</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">These are simplified funds that pool investments typically for a single, specific investment deal.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Outsourced Funds</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">These funds allow part-time or amateur investors to establish venture capital funds, simplifying the investment process and reducing administrative work.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Pass-Through Entities</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">A legal structure where an entity does not pay income taxes at its own level. Taxes are “passed through” to the owners, who report the income, deductions, and credits on their individual tax returns.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Pro Rata</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">A term that refers to the proportional allocation of something, such as ownership or investments. In the context of the article, it relates to the General Partner’s commitment to the fund based on ownership.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Hard Circled</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">A term used to describe committed capital from investors that is considered secure, though not yet legally binding.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">PACT</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">A term used in this context to refer to a commitment letter from a potential investor expressing their intent to invest in the fund.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">TVPI</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">Total Value to Paid-In, a ratio used to measure the value of a fund’s investments compared to the amount of capital paid into the fund.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Investment Memo</span><br /><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">A detailed document prepared by venture capital professionals, summarizing the analysis and evaluation of a particular investment opportunity.<br /><br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Carried interest</span><br /></h3><p><span style="font-family: Montserrat;">Carried interest = share of profits<br />The more significant earnings come from carried interest, which is a share of the profits from the fund’s investments. This is typically around 20% of the profits, with the remaining 80% going to the LPs. Example: if a VC fund of $100 million returns $300 million after a decade, the $200 million profit is split with $40 million (20% of the profits) going to the GPs as carried interest and the remaining $160 million returning to the LPs.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Valuation</span><br /></h3><p><span style="font-family: Montserrat;">Valuation = current market value<br />Basically estimated worth of the company, using different methods to value startups<br />Most common: discounted cash flow (DCF), gross merchandise value (GMV), comparable companies method, etc.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Inflated valuations</span><br /></h3><p><span style="font-family: Montserrat;">Venture capitalists sometimes contribute to overvalued startups, leading to market instability. WeWork, valued at $47 billion in January 2019, fell to $12 billion<br />Klarna raised $800m at a valuation of $6.7 billion, down 85% from $46B just last year<br />When market doesn't have all the info, a divide between market value and intrinsic value can appear.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Exit strategy</span><br /></h3><p><span style="font-family: Montserrat;">An exit strategy is a plan for how VCs will eventually get their investment back. <br />Some common exit strategies: going public or IPO, being acquired, or selling the company outright.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Secondary sale</span><br /></h3><p><span style="font-family: Montserrat;">A secondary market transaction is when shareholders of a company sell their stock to another investor. Or, the sale (of a startup’s shares) from one private investor to another = secondary sale. Enables earlier investors to exit their positions.<br />A venture secondary transaction involves the sale of private stock in a company that is backed by venture capitalists.<br /></span><br /></p><p><span style="font-family: Montserrat;"></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Liquidation preference</span><br /></h3><p><span style="font-family: Montserrat;">A clause in a VC investment agreement that gives VCs priority over other investors in the event of a liquidation event, such as a bankruptcy or acquisition.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Conversion rights</span><br /></h3><p><span style="font-family: Montserrat;">Conversion rights give VCs the option to convert their preferred stock into common stock at a certain price. This is typically done when a startup goes public.<br /><br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Anti-dilution provisions</span><br /></h3><p><span style="font-family: Montserrat;">Protect investors from their investment potentially losing value. Anti-dilution provisions protect VCs from their ownership stake in a startup being diluted by future investment rounds. Variety of different anti-dilution provisions types, most common: weighted average price (WAP) anti-dilution provision and the full ratchet anti-dilution provision.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Full ratchet anti-dilution provision</span><br /></h3><p><span style="font-family: Montserrat;">A contractual provision designed to protect the interests of early investors<br /><br /></span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4252428322984442391.post-82418997637994617952023-03-10T13:00:00.006-08:002023-12-27T04:53:47.187-08:00What is the API Banking Landscape in the Middle East 2023<h2 style="text-align: left;"><span style="font-family: Montserrat;">What is the API Banking Landscape in the Middle East 2023?</span></h2><h2 style="text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpn5cp7afP1QI_7m-t_r7w_kSvlUzxBqGEWd3RfAFE2SC65F9iHWQmpqnbFztfo3zy_gKeruxm47rup_OrNpR03zxn1-rzr8-qw4JikygE2QGww1OnXmCZ1J8KkxyvNOsBp1BfUFkH5xqv7LorfgbDUmMSFu-7VIEz1VQ7FWyPTqxrrDEwfQgaqA_1SM0/s626/gradient-api-illustration_23-2149379182%5B1%5D.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="626" data-original-width="626" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpn5cp7afP1QI_7m-t_r7w_kSvlUzxBqGEWd3RfAFE2SC65F9iHWQmpqnbFztfo3zy_gKeruxm47rup_OrNpR03zxn1-rzr8-qw4JikygE2QGww1OnXmCZ1J8KkxyvNOsBp1BfUFkH5xqv7LorfgbDUmMSFu-7VIEz1VQ7FWyPTqxrrDEwfQgaqA_1SM0/w400-h400/gradient-api-illustration_23-2149379182%5B1%5D.jpg" width="400" /></a></div><br /><span style="font-family: Montserrat;"></span></h2><p></p><p></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Whats the driving force <br /></span></h3><p><span style="font-family: Montserrat;">Globally, traditional banking is moving toward open data. The key driving force is the urge to protect the existing customer base, and expand & own the customer relationship. Whilst minimizing operational cost has become significantly important given the rise of bubbling fintech’s, this opportunity comes at a time when incumbent banks struggle with low performance.<br /><br />Open banking industry is currently estimated to have $11 billion of global market cap, and at a CAGR of 23.98% it is predicted to reach a value of more than $52 billion by 2027.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Different types adopted by nation states</span></h3><p><span style="font-family: Montserrat;">The open banking space is either regulator-driven or market-led initiative, and has multiple frameworks across various jurisdictions. For instance, in the EU, PSD2 framework applies to payments data, whereas in the UK Open Banking (OB) framework additionally requires publicly available information such as branches, ATMs, bank products, and fees. The EU has started to get consultations on PSD3, moving towards standardization and more mature use cases. NextGenPSD2 is a more advanced framework developed by The Berlin Group.<br /><br />Worth noting is the largest number of Open Banking APIs published so far is by Singapore’s DBS Bank with 200+ APIs for loans, rewards, fund transfers and deposits., while Australia’s most sophisticated framework on the other hand provides “read-only” rights and plans to cover industries beyond banking (e.g.: energy sectors, telecom, etc.)<br /><br />In the middle east, banks are more risk averse and prefer to own customer relationships.<br /><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Bahrain</span></h4><p style="text-align: left;"></p><p><span style="font-family: Montserrat;"> is a regulator driven market, and has active regulations based on PSD2 & GDPR. Egypt is also regulated and has data protection laws ready, however an open banking framework is a work in progress.<br /><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Kuwait</span></h4><p style="text-align: left;"></p><p><span style="font-family: Montserrat;">which is also regulator led, is working on an open banking framework however they have yet to publish data protection policies which is an integral part of open banking, open finance, and open data.<br /><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Saudi</span></h4><p><span style="font-family: Montserrat;">Although market led, Saudi‘s SAMA open banking framework is expected to go live in this year (2022) while Qatar National Bank (QNB) has launched an open banking platform in partnership with Ooredoo, which is a well-known Qatari telecommunications company owned by Qatar government-related entities and 10% by Abu Dhabi Investment Authority (ADIA) in the UAE.<br /><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Oman</span></h4><p><span style="font-family: Montserrat;">The Central Bank of Oman (CBO) is drafting the framework albeit Nigeria has published Open Banking draft guidelines, at the same time Israel is catching up with their recent Financial Information Services Law.<br /><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">United Arab Emirates<br /></span></h4><p><span style="font-family: Montserrat;">UAE is unregulated so far and is herded by the market with a facilitative regulatory approach. However UAE central bank has started to draft the open banking policies.<br /><br />Abu Dhabi Islamic Bank (ADIB) decided to use UK Open Banking standards, but Arab Bank (Jordanian Bank) is following EU/PSD2 and has their API portal. They’ve published open banking APIs for services such as Strong Customer Authentication (SCA), Account information, Account balance, Transaction history, Payments & Transfers.<br /><br />RAK bank, Abu Dhabi Commercial Bank (ADCB), and Emirates NBD bank have launched their developer portals, and we have yet to see newsworthy progress from First Abu Dhabi Bank (FAB).<br /><br />However, Citi UAE has opened full fledged retail and corporate APIs such as, Accounts list, Account statement and Customer inquiry, and includes bundled services.<br /><br />Open banking is still in early stages and therefore most common use cases are retail focused (aggregators, payments, bnpl, etc.) so far with their neo banking initiatives.<br /><br />Digital bank players are YAP (neo bank by RAK), MashreqNeo (by Mashreq), Liv (by Emirates NBD) have direct integration and reuse their core bank’s infrastructure. Wio Bank and Al Maryah Bank have their own licenses.<br /><br />Banks in the UAE are striving to quickly move into this space and avoid risk of losing market share.</span></p><p><span style="font-family: Montserrat;"> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjxy4FI-ay4PyD5Zq53u-lSo3-vW_2-s4-6LU4VAFdko1LgjOuIIFo_X7C-EQHm_YnT2lDzTL-T-iEH8LjAYSIDwNynq15CBROuT062iBSQMuufiGYvUTr7iIyK-9-xqGKoDNvK1Ta4pJCW7BuJo-EdM5H8sWUM8c9LVgnIxUmN8fbcUsX1-RzFVKxG/s922/bankableapi.com%20open%20banking%20landscape%20middle-east%20dubai%20abu%20dhabi.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="399" data-original-width="922" height="277" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjxy4FI-ay4PyD5Zq53u-lSo3-vW_2-s4-6LU4VAFdko1LgjOuIIFo_X7C-EQHm_YnT2lDzTL-T-iEH8LjAYSIDwNynq15CBROuT062iBSQMuufiGYvUTr7iIyK-9-xqGKoDNvK1Ta4pJCW7BuJo-EdM5H8sWUM8c9LVgnIxUmN8fbcUsX1-RzFVKxG/w640-h277/bankableapi.com%20open%20banking%20landscape%20middle-east%20dubai%20abu%20dhabi.png" width="640" /></a></span></p><p style="text-align: left;"></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Third parties are the catalyst to innovation</span></h3><h3><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">As much as frowned upon by banks, third parties in general and FinTech specially are an essential component of innovation and open ecosystem.<br /><br />The chart above shows the proportion of the country's population (prospects) vs local banks, and the growing number of FinTech.<br /><br />The UK has the lowest number of banks compared to its population and the highest number of FinTech’s, and hence leading innovation.<br /><br />Keeping the UK as a baseline, which is leading the open banking space, Egypt has 40 banks, and putting that in perspective, even if you double the current UK population from 67m (with 6 banks) to 134m, then the UK will end up with only 12 banks.<br /><br />We can see the disparity in the middle eastern region which is far off the baseline and a lot of work needs to be done to develop the policies and build infrastructure where the new players are welcome, onboard is faster, and innovation can thrive beyond the financial services industry.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Current open banking players in the region</span></h3><h3><span style="font-family: Montserrat;"></span></h3><h4 style="text-align: left;"><span style="font-family: Montserrat;">Tarabut</span></h4><p><span style="font-family: Montserrat;">Tarabut Gateway from Bahrain, claims to be MENA's first and largest regulated Open Banking platform and aspires to become Plaid of the middle east. They’ve onboarded more than 3 retail banks.<br /><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Lean</span></h4><p><span style="font-family: Montserrat;">Saudi owned Lean (LeanTech) claims to be building an integration layer on top of the (retail) banking infrastructure in the Middle East. They recently got approval to access the central bank’s (SAMA) sandbox, and are very active in the region including UAE.<br /><br /></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;">Dapi</span></h4><p><span style="font-family: Montserrat;">Dapi is a Y Combinator backed fintech in the UAE that provides open banking access to retail customers. It lets partners leverage open banking APIs and connect their app to users' bank accounts, initiate payments, and access real-time banking data.<br /><br />In one of the meetups during the Seamless exhibition they confirmed that, in some cases, web scraping is done to ensure consent and connectivity. This may pose a slight risk when a bank decides to upgrade their online banking web portal, it will impact Dapi partners.<br /><br />Rapidly growing open banking providers such as <a href="https://www.saltedge.com/">SaltEdge</a> (Canada/UK), <a href="https://tink.com/">Tink</a> (Sweden, acquired by Visa), aiia (Denmark, acquired by Mastercard), and U.K. fintech start-up TrueLayer. <a href="https://bankableapi.com">Bankableapi </a>is another upcoming UAE based API aggregator platform with a lot of promises.<br /><br />The API based open banking makes information availability on-demand, instant and accurate which increases competition. When moving to API banking, banks need to decide on the business model between Owning the platform, Partnership model, or acting as a utility by providing Banking as a Service.</span></p><p><span style="font-family: Montserrat;"><br /></span></p>Unknownnoreply@blogger.com0Island، Al Khatem Tower - 15 Floor - Al Maryah Island - Abu Dhabi Global Market Square - Abu Dhabi - United Arab Emirates24.5018801 54.38912618.6644778828751843 36.8110011 40.33928231712482 71.9672511tag:blogger.com,1999:blog-4252428322984442391.post-7162215730598061692023-02-08T07:57:00.000-08:002024-01-20T08:43:18.657-08:00Part III: “It’s not over, until I win” – How I passed CTP Exam?<h2><span style="font-family: Montserrat;">
Inspiration: "<a href="https://www.youtube.com/watch?v=UO_9KWa9LSc">Its not over until I win</a>"<span> – Les Brown </span></span></h2>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgaKLoa5SYKG-xtjQBN5FUNQxgS3iulf7T069iBC1-7kyXSNJQWwhDtAbxvuAqE6ErwmgSNds_0RbTOMepOJ9Bf83eh2X8warLkME3igrucRdY8iZMl-ha8z5kP7wm-5f5Y2IrKcO5aFl0/s1600/izlooite%252C+its+not+over+until+i+win%252C+CTP+Exam.jpg" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="356" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgaKLoa5SYKG-xtjQBN5FUNQxgS3iulf7T069iBC1-7kyXSNJQWwhDtAbxvuAqE6ErwmgSNds_0RbTOMepOJ9Bf83eh2X8warLkME3igrucRdY8iZMl-ha8z5kP7wm-5f5Y2IrKcO5aFl0/s640/izlooite%252C+its+not+over+until+i+win%252C+CTP+Exam.jpg" width="640" /></a>
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So what kept me hanging in there? The challenge!</span><br />
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<a name='more'></a><span style="font-family: Montserrat;">What did I do differently?<br />
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Change in Strategy.<br />
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<a href="http://izlooite.blogspot.ae/2015/02/how-to-fail-exam.html">Failure on the first attempt</a> made me go through some reflection moment. Things that I should do differently. Time Management, Prioritize, Focus, Persistence.<br />
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Well, my initial intention to attempt this exam was to learn about the Cash Management. However, I realized that I need to invest more time to build better understanding of the Treasury business as a whole (for instance working capital, funding, financing). <br />
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Although everything you need to know to pass the exam is in the Essentials of Treasury Management handbook, I figured I needed some other source of information in different format. Just so I could think of business from different scenarios’ perspective. Hence, I registered (~USD700/-) for Online <a href="http://www.afplearningsystem.com/treasury/treasury1/learning-objectives">Treasury Learning System</a> (TLS).<br />
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This comes with hard copies (by post) that include all of the detailed modules and question base.</span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEghUM5j4a67lwtjmorutrwZd23ixJT-TpyzuTAXIseExaZkQDYKLhuo7rP7Z30oJO5AJoRPd7mCIwVP1Fe1CsjxxLYglYV5LzGQJbp8EEkJRkADI3EbHS6r8g-1eLFDzl0JWMgxWQ1xZrY/s1600/izlooite%252C+tls+books.jpg" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEghUM5j4a67lwtjmorutrwZd23ixJT-TpyzuTAXIseExaZkQDYKLhuo7rP7Z30oJO5AJoRPd7mCIwVP1Fe1CsjxxLYglYV5LzGQJbp8EEkJRkADI3EbHS6r8g-1eLFDzl0JWMgxWQ1xZrY/s400/izlooite%252C+tls+books.jpg" width="398" /></a><br />
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<span style="font-family: Montserrat;">I kept my focus on the Online TLS only.<br />
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I think it’s a very good program with Module Specific questions, and formula based questions. You have as many examples as you want to practice. The key is to "Understand" what you are being asked; and in order to understand that, you must have the Concepts clear. When you submit a wrong answer to a question; the next screen shows you the correct choice/s and the "Rationale" behind that answer. So that helps in building better understanding of overall business flow.<br />
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Click here to go through TLS online demo: <a href="http://www.afplearningsystem.com/treasury/free-demo">http://www.afplearningsystem.com/treasury/free-demo</a></span><br />
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<img border="0" height="355" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj9VkWIKRHEVTitq9Y_lPNw3m1J9pHgKFNsEuU_rwcjGzr07ZB10hTt9svxWrX_XJCfoQVm7Lm89kSI8YowShGQE3Z-4QaphRW9XJ1iMiXgYYjwsigpHnGeoP91DVqVC-JxsLW9zc5RYos/s400/izlooite%252C+tls+demo.png" width="400" /> <br />
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<span style="font-family: Montserrat;">A good, three to 4 months are required to build the momentum towards the exam day. Daily study is a must! Go through TLS test scenarios every day.<br />
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The other thing I would recommend is to start using a basic 4 function calculator regularly. This will make you comfortable and help pick up the speed to calculate complex questions quickly. Saving in large numbers in memory, memory addition/subtraction, rounding off, % increase, % decrease etc.</span><br />
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<img border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgOOkoTMIaw2efsiTntTwhWUO8d4ALsB8fTLgwbNWmfHdm1coqXCN6I6B0QjaXUWqXLlU7ZEJC2gx8qHKAinFFQcZvSnAN6wdIympqGP05gXJiiFs5ATAbXFIoNwxh_5_9aL0JVtBUgzcA/s640/DSC_5710.JPG" width="640" /><br />
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<span style="font-family: Montserrat;">Exam Day</span></h2><span style="font-family: Montserrat;">
The test is an online Computer Aided Test (CAT) having 170 questions; which means, you have ~80 seconds per question approx.<br />
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IMO, make three rounds of 170 questions. Actually Online TLS can help you build that practice.<br />
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First round (Approx, 1hr): Walk-through the whole test to answer the easy questions – that you are 100% sure, which is on your fingertips. <br />
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Second round (Approx, 1.5hr): Go through formula based and answer difficult ones – mark “Very Difficult” as “To be Reviewed”<br />
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Third round (Approx, 1.5hr): Go through questions that are Marked-For-Review<br />
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You have to be very strategic to pass the exam.<br />
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</span><h2><span style="font-family: Montserrat;">
The Result</span></h2><span style="font-family: Montserrat;">
The status of the result (pass/fail) you get to know on the spot at Pearson VUE Test site.</span><br />
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<img border="0" height="428" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj2aeGjAToTPtQ6YtOI647yjeJIhdqRzXhn9LV3k8Y00NB9P0Nx0_41kIl27wZJTmNyGiJbGcZaHTfocfZC9ynDLy-CGqdLL-Tw0kgZUVHi7k27xA6ISW1txkcS1apk0YfuqMqzpI0YYF4/s640/DSC_5728.JPG" width="640" />a<br />
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<span style="font-family: Montserrat;">I passed the exam in second attempt (read, How to fail an exam: <a href="http://izlooite.blogspot.ae/2015/02/how-to-fail-exam.html">http://izlooite.blogspot.ae/2015/02/how-to-fail-exam.html</a>), but finally nailed it. If you would like to know more about CTP Exam, check out my earlier post, What is CTP Exam: <a href="http://izlooite.blogspot.ae/2014/07/what-is-certified-treasury-professional.html">http://izlooite.blogspot.ae/2014/07/what-is-certified-treasury-professional.html</a>.<br />
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However, official announcement is made by AFP during the first week of August. Announcement is sent out to all candidates who passed the examination. This email will allow candidates to look at their certificate and confirm the shipping address. During this process you will also be able to download a soft copy of your certificate. <br />
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As per (Window 2015A) <a href="https://www.linkedin.com/in/stacysaul">Stacy Saul (Director of Examinations at Association for Financial Professionals)</a>, the current pass rate is: <span style="font-size: x-large;"><b><span style="color: red;">48% </span></b></span>(Very low, IMO).<br />
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Out of 170 questions - 150 are scored and 20 are not (un-scored). The un-scored questions are newly developed questions that must be beta-tested before they can be moved to a scored position. Un-scored questions are part of the <a href="http://ctpcert.afponline.org/Forms/PDF/CTP_Test_Specifications.pdf">Test Specifications</a>. <br />
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</span><h2>
<span style="font-family: Montserrat;"><b>Lessons learned</b>: <span style="color: blue;">Practice, Patience, Persistence!</span></span></h2><span style="font-family: Montserrat;">
With all this in mind, I continue to believe that education/knowledge is an important step forward in personal growth, and is not meant to satisfy friends, colleagues, parents and the society. Its not just the certificate you get after passing it – the education, or the “journey” towards that education is far more than that. It is the value addition that we get every day because of learning something new; and help those in need.<br />
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Good luck!<br />
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Certified Treasury Professional (CTP) Exam? Recipe to failure<div style="text-align: left;"><h1 style="text-align: left;">
<span style="font-family: Montserrat;">How to fail Certified Treasury Professional (CTP) Exam? Recipe to failure</span></h1></div><div style="text-align: left;"><span style="font-family: Montserrat;"><b></b></span></div><span style="font-family: Montserrat;">This is Part II of a series of posts, sharing experience of Certified Treasury Professional Exam, and what is the recipe to failure?</span><p><span style="font-family: Montserrat;">If you want read Part I, here you go <a href="http://izlooite.blogspot.ae/2015/02/how-to-fail-exam.html">what did I do to fail?</a></span></p><p><span style="font-family: Montserrat;">
</span></p><span style="font-family: Montserrat;"></span><p><span style="font-family: Montserrat;">
</span></p><div><div><h4>
</h4><h2 style="text-align: left;"><span style="font-family: Montserrat;"><b> </b></span></h2><h2 style="text-align: left;"><span style="font-family: Montserrat;"><b>Okay, so here is the trick.</b></span></h2><span style="font-family: Montserrat;">
<br /></span></div><div><span style="font-family: Montserrat;">
Look for something entirely new (Treasury Management)<br />
</span><ul>
<li><span style="font-family: Montserrat;">A book with ~1000 pages in Mandarin </span></li>
<li><span style="font-family: Montserrat;">Home-made flash cards </span></li>
<li><span style="font-family: Montserrat;">And of course - a couple of kids (add, as many as you like - not to mention, of your own) </span></li>
<li><span style="font-family: Montserrat;">Some Liquidity (that is: *Cash* not yet claimed by your wife) </span></li>
</ul><span style="font-family: Montserrat;">
<br />
Mix all of it well, and well… you’re all set to fail.<br /> </span></div><div><span style="font-family: Montserrat;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxLVtqFmSRUsmw6Ya_cVX5U-rQDeWD3bgZN2I0Fll9mzsAxOaH03NUIgBF0Tu1-8rfzDponi74QMoRQqWoK5m-PUo4-LatX-icmhEq-BG9XEtGoGWtq5GmnEl_AtH9I71mPQne4oQ167s13fDHq_agDHV_XxBatqJqIRXtH37nB-f8AtSelsieEc0E/s1024/How%20to%20fail%20Certified%20Treasury%20Professional%20CTP%20Exam%20Recipe%20to%20failure%20-%20Copy.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="576" data-original-width="1024" height="360" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxLVtqFmSRUsmw6Ya_cVX5U-rQDeWD3bgZN2I0Fll9mzsAxOaH03NUIgBF0Tu1-8rfzDponi74QMoRQqWoK5m-PUo4-LatX-icmhEq-BG9XEtGoGWtq5GmnEl_AtH9I71mPQne4oQ167s13fDHq_agDHV_XxBatqJqIRXtH37nB-f8AtSelsieEc0E/w640-h360/How%20to%20fail%20Certified%20Treasury%20Professional%20CTP%20Exam%20Recipe%20to%20failure%20-%20Copy.jpg" width="640" /></a></div><br /></span><span style="font-family: Montserrat;"><br />
<a href="http://izlooite.blogspot.com/2015/02/how-to-fail-exam.html">With nothing making sense</a>... I had to think of a different approach, different angle.<br />
<br />
Decided to change the strategy, and therefore started from the end part of the book.<br />
<br />
Yes, the Appendix-part.
Why?<br />
<br />
Because that would help build understanding of the terms used in the book – so when I read chapters I am familiar with the keywords/terms. That’s <b>One</b>.<br />
<br />
<b>Two</b>: Instead of the going through the chapters, I started the Chapter-wise Question/Answer section at the end.
Why? Because that part was making sense a little, it was to the point and very specific.<br />
<br />
<b>Three</b>: Prepared flashcards kept in my pocket – and started reviewing them daily during my travel in metro, back/forth to office and everywhere else.<br />
<br />
Started attempting the mock exams on the third-party websites. Reviewing the answers, and explanation.<br />
<br />
With above change in strategy, I started getting the hang of it. It appeared.<br />
<br />
</span></div><div style="text-align: left;"><h2><span style="font-family: Montserrat;">
Formulae Havoc.</span></h2><span style="font-family: Montserrat;">
More than 60 formula from Treasury, to Payments, to Netting, to Forward, Futures, and Options – a Blackhole.<br /></span></div><div><span style="font-family: Montserrat;">
<br />
Nevertheless.
It required practice.<br />
<br />
A lot of Practice,
And Patience
And Persistence.<br />
<br />
All Friday/Saturday mornings (early mornings, 6 to 10am) were for formula based questions only.<br />
<br />
</span></div><div style="text-align: left;"><h2><span style="font-family: Montserrat;">
Days, Flying By</span></h2><span style="font-family: Montserrat;">
With this silence-before-the-storm, I realized I am left with 10 days only.<br /></span></div><div><span style="font-family: Montserrat;">
<br />
</span></div><div style="text-align: left;"><h2><span style="font-family: Montserrat;">
1 Week Crash Course</span></h2><span style="font-family: Montserrat;">
So, last week left I couldn’t gauge my comfort level yet with an exam in a week’s time:<br /></span></div><div><span style="font-family: Montserrat;">
· Read book end to end 2 times, Check<br />
· Learn-by-heart more than 15 formulas, Check.<br />
· Attempted AFP Exam-Prep-Guide 170 x 2 questions, twice, Check.<br />
· Attempted, all of the Chapter-wise questions from TMExam-com, Check<br />
· Attempted, all the numerical questions from TMExam-com, Check<br />
<br />
Some-Thing is missing?! A thought, in the last week from the exam date.<br />
<br />
A bleak thought: I should have tried AFP online practice questions.<br />
<br />
Keeping above checks in mind, I kicked the thought out.<br />
<br />
I was confident, decided to cover end-to-end once again in the days remaining.<br />
<br />
I came up with a plan. The idea was to utilize all times of the day.
As the legend used on the whiteboard (image below) has it:<br />
</span><ul>
<li><span style="font-family: Montserrat;">M: Morning, 6 to 8am - Durations (2hrs each)</span></li>
<li><span style="font-family: Montserrat;">E: Evening, 4 to 6pm</span></li>
<li><span style="font-family: Montserrat;">A: Afternoon, 12 to 2pm</span></li>
<li><span style="font-family: Montserrat;">N: Night, 8 to 10pm</span></li>
<li><span style="font-family: Montserrat;">Flash: Meaning, review flashcards for those parts (P1, P2, etc.)</span></li>
<li><span style="font-family: Montserrat;">Test: Meaning, attempt a test for that Part.</span></li>
<li><span style="font-family: Montserrat;">P1: is part-1 of the book, contains 1 chapter(which is chapter-1, of course)</span></li>
<li><span style="font-family: Montserrat;">P2: is part-2, contains, 6 chapters</span></li>
<li><span style="font-family: Montserrat;">P3: containing 7 chapters</span></li>
<li><span style="font-family: Montserrat;">P4: containing 3</span></li>
<li><span style="font-family: Montserrat;">and P5: 3 chapters.</span></li>
</ul><span style="font-family: Montserrat;">
<br />
</span><div class="separator" style="clear: both; text-align: left;">
<span style="font-family: Montserrat;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiFdAWJgTTzyMI6ygPtFNAdIu4a3wnbjrJzA1dN5ToywNpY-bBWva5klgaVqc13cT8dA5RPMNR1QiqeOvHVaDNiJLts6QuTaDlo9ulMrjDKVsNYC9nkz07XJ3Epc2DPNumstRA1bPjSK6k/s1600/CTP+mean+crash+attack.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiFdAWJgTTzyMI6ygPtFNAdIu4a3wnbjrJzA1dN5ToywNpY-bBWva5klgaVqc13cT8dA5RPMNR1QiqeOvHVaDNiJLts6QuTaDlo9ulMrjDKVsNYC9nkz07XJ3Epc2DPNumstRA1bPjSK6k/s1600/CTP+mean+crash+attack.jpg" width="640" /></a></span></div><span style="font-family: Montserrat;">
<br />
<br />
Yep, that’s the whiteboard that I borrowed from my daughter for that week on the promise that I’d buy her a Doll “Set” and she will not touch the board.<br />
<br />
Well, knowing her she couldn’t resist herself to buck me up.<br />
<br />
</span><div class="separator" style="clear: both; text-align: left;">
</div><span style="font-family: Montserrat;">
</span><div class="separator" style="clear: both; text-align: left;">
</div><span style="font-family: Montserrat;">
</span><div class="separator" style="clear: both; text-align: left;">
<span style="font-family: Montserrat;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj-QYNdIpN27xveZoFz8CEq5vlTn7-wRpvRJy5X1qQOWsYlHpVKsAuA2uH0Jqs88FsZeKY3jdlDluHAWLfMV3sFGiG5a8AFR3_LLPOi4iQfmvA7eab_VRQy-cu_WblEerrh8wBir9Ka4_w/s1600/izlooite%252C+how+to+fail+exam%252C6.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="387" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj-QYNdIpN27xveZoFz8CEq5vlTn7-wRpvRJy5X1qQOWsYlHpVKsAuA2uH0Jqs88FsZeKY3jdlDluHAWLfMV3sFGiG5a8AFR3_LLPOi4iQfmvA7eab_VRQy-cu_WblEerrh8wBir9Ka4_w/s1600/izlooite%252C+how+to+fail+exam%252C6.jpg" width="400" /></a></span></div><span style="font-family: Montserrat;">
</span><h3><span style="font-family: Montserrat;">
</span></h3><span style="font-family: Montserrat;">
</span><h2 style="text-align: left;"><span style="font-family: Montserrat;">
Dooms Day</span></h2><span style="font-family: Montserrat;">
With all uncertain progress, the testing day was there.<br /></span></div><div><span style="font-family: Montserrat;">
<br />
Hoping to pass with flying color.<br />
<br />
Woke up early, and left the place around 7.<br />
<br />
The testing center was Etisalat Academy, Muhaisna – Dubai.<br />
<br />
Academy looked deserted. I walked through the corridors peeking in the all office rooms where I could find something and query about my examiner, and exam room.<br />
<br />
While I walked around for a bit, luckily, a lady appeared on the front desk. She called someone and requested me to wait.
I was 40 minutes early, so I waited.
And waited and waited for next 30 minutes.<br />
<br />
And an arab gentleman walked in. Apparently he was on the way to office, and was caught in traffic jam (very common *reason* in Dubai).<br />
<br />
With 10 minutes left for the exam to start, I was getting impatient.<br />
<br />
Judging myself, he told me not to worry and that I will have my full time (4 hours).<br />
<br />
A little late, I finally entered the exam room, and started.<br />
<br />
Well, and the result after 4 hours of exhausted energy.<br />
<br />
Result, was printed on the spot: DID-NOT-PASS. Following image dump; a nice way of saying, You Failed.<br />
<br />
<br />
</span><div class="separator" style="clear: both; text-align: left;">
<span style="font-family: Montserrat;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh8vof109X5eEHrXPU3Wgnz55xyqmWR17AkDLNPDBcGozucYOW8oM6BCFCmCHT5TxZX14EfGOwwKlGQLVfiRDpeQuvPCyCGmwFixWBgAAHsaL9jd_nHPEefkGNy7fx_yZTiPh0FuCXD4bQ/s1600/izlooite%252C+how+to+fail+exam%252Cfailed%252C+7.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="267" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh8vof109X5eEHrXPU3Wgnz55xyqmWR17AkDLNPDBcGozucYOW8oM6BCFCmCHT5TxZX14EfGOwwKlGQLVfiRDpeQuvPCyCGmwFixWBgAAHsaL9jd_nHPEefkGNy7fx_yZTiPh0FuCXD4bQ/s1600/izlooite%252C+how+to+fail+exam%252Cfailed%252C+7.jpg" width="400" /></a></span></div><span style="font-family: Montserrat;">
<br />
<br />
Sad, a little mad, with heavy heart I came home and slept for hours and hours.
Happy failing!<br />
<br />
<br />
Next, read on: “<a href="http://izlooite.blogspot.ae/2015/07/its-not-over-until-i-win-how-i-passed.html">It’s not over,until I win” - How I Passed CTP Exam</a>?</span></div></div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4252428322984442391.post-20456433211373979342023-02-06T08:00:00.000-08:002024-01-20T08:40:51.900-08:00Part I: How to fail an Exam?<h2 class="MsoNormal" style="margin-bottom: 0in; text-align: left;"><span style="font-family: Montserrat;">
Seriously? looking for a recipe to fail. Wow! Well then – wait no more, jump
directly the section marked as <a href="http://izlooite.blogspot.ae/2015/07/recipe-to-failure.html">“<b>The Recipe to Fail</b>”</a><o:p></o:p></span></h2>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;"><br /></span></div><div class="MsoNormal" style="margin-bottom: 0in;">
<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9t_cy5XcZ6KcdX81TDQuZ643jtoqMbBFkKcfdKmr5A33o3cXb-ucM3r7gAPopfjXrYzMK0olyDlp3cX-j1SuJRgKRcSTWp7zM53DHXpoELEVp1VjNvay0AQygvQ_fPpAgy60g-2T8VfCkqH8ON0xfVq7Hr1oUIEGht5Rq6t5HwkE61kycN8YikRs0a38/s1536/How%20to%20fail%20an%20Exam.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1536" data-original-width="1536" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9t_cy5XcZ6KcdX81TDQuZ643jtoqMbBFkKcfdKmr5A33o3cXb-ucM3r7gAPopfjXrYzMK0olyDlp3cX-j1SuJRgKRcSTWp7zM53DHXpoELEVp1VjNvay0AQygvQ_fPpAgy60g-2T8VfCkqH8ON0xfVq7Hr1oUIEGht5Rq6t5HwkE61kycN8YikRs0a38/w400-h400/How%20to%20fail%20an%20Exam.jpg" width="400" /></a></div><br /><span style="font-family: Montserrat;"><br /></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;"><span style="font-family: Montserrat;">
However, if
you were forced to descend on this land-of-rants via some strange looking
link out of google search result then, may God be with you and I hope
and pray this post wouldn’t disappoint you in on how to achieve the epics of failure.</span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;"><br /></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="color: #616161; font-family: Montserrat; font-size: 11.5pt; line-height: 115%; mso-no-proof: yes;"><v:shapetype coordsize="21600,21600" filled="f" id="_x0000_t75" o:preferrelative="t" o:spt="75" path="m@4@5l@4@11@9@11@9@5xe" stroked="f">
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<div class="MsoNormal" style="margin-bottom: 0in;"><span style="font-family: Montserrat;">
Well, they
say: “<b><i>Failing to plan, is a plan to fail</i></b>”. </span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;"><br /></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;"><span style="font-family: Montserrat;">
But, hold
on! Before you judge my ingenious self, let me quote, <i><b>“Never confuse education
with intelligence”</b></i> – I don’t know whoever said that, but just keep that in mind
while you scan through my rant.</span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;"><br /></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;">Times make me wonder if it’s a
genetic fault, or was a failed-experiment mutated in my genes by UFO hovering Dubai Skies while I slumber – as to why (unknown/strange) I happen to look for trouble
(I was gonna write *challenges* but that didn’t sound just right.).</span></div><div class="MsoNormal" style="margin-bottom: 0in;"><span style="font-family: Montserrat;"> </span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<div class="separator" style="clear: both; text-align: center;">
<a href="http://www.trainingzone.co.uk/sites/default/files/styles/540x350/public/images/Epicfail4.jpg" style="font-family: Montserrat; margin-left: 1em; margin-right: 1em;"><img border="0" height="207" src="http://www.trainingzone.co.uk/sites/default/files/styles/540x350/public/images/Epicfail4.jpg" width="320" /></a></div>
<span style="font-family: Montserrat;"><br /></span>
<a name='more'></a><span style="font-family: Montserrat;"><br /></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;">Anyway, so one fine Friday
morning I decided to study for another mysterious *thing* called Treasury
Management (related to banking); and I started the research.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;"><br /></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
</div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;">Primary motivation was to
understand the Treasury and Working Capital Management (now that I represent a
team that sells best Treasury Solutions in Financial Industry), and came across
a globally recognized certification exam called <a href="http://izlooite.blogspot.ae/2014/07/what-is-certified-treasury-professional.html">Certified
Treasury Professional (CTP)</a> administered by Association of Financial
Professional (AFP). If you quickly want to know what this havoc was all about, my
previous blog post may give you an insight: <a href="http://izlooite.blogspot.ae/2014/07/what-is-certified-treasury-professional.html">What
is Certified Treasury Professional?</a><o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;"><br /></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;"><br /></span></div>
<h1>
<span style="font-family: Montserrat;">Flash Forward.<o:p></o:p></span></h1>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;"><br /></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;">Applied, registered for membership<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;">Submitted exam application<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;">Paid fee<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;">Scheduled test center<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;">Order the book online that came
in ~2 weeks later by post<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;"><br /></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;">Ready. and came up with a study
plan, and “planned” to stick to the plan. <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;"><br /></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;">All set.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;"><br /></span></div>
<h1>
<span style="font-family: Montserrat;">The Plan<o:p></o:p></span></h1>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;"><br /></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;">A plan that eventually turned
into an airplane and flew away. Starting with the chapters in the book I was hoping
to build the momentum for the exam itself. So, every day I would come from
office and dedicate an hour (at least, 3 hours at most) reading book page by
page, chapter by chapter.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;"><br /></span></div>
<h2>
<span style="font-family: Montserrat;">Day-1: Module1, Chapter1<o:p></o:p></span></h2>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;">The moment I picked the book, it
felt heavy, like physically ~4kgs; can’t carry it around with you. Desk, a must
have. Anyway, weight doesn’t matter (size does, pun-intended), and with all the
enthusiasm, focused on chapter-1.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;"><br /></span></div>
<h2>
<span style="font-family: Montserrat;">Day-2: Chapter1<o:p></o:p></span></h2>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;">Focused, trying to understand;
with kids jumping around. Very detailed information, to an extent that most of
the things I had to search online to make concept out it.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;"><br /></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;">Some things, couldn’t understand,
but… well: “way to go”(was the thought).<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
<span style="font-family: Montserrat;"><br /></span></div>
<div class="MsoNormal" style="margin-bottom: 0in;">
</div>
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<span style="font-family: Montserrat;">Day-3: Module-2, Zero progress<o:p></o:p></span></h2>
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<span style="font-family: Montserrat;">Next day I came in and found that
my daughter was *reading* the book by sticking smiley stickers, so to buck me
up she added smileys. Cute, but not cute. I was angry! She had to go through
some scolding sessions, and free lectures that I gave on-the-spot. Well…<o:p></o:p></span></div>
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<span style="font-family: Montserrat;">Well, started to read again, no
momentum yet, no understanding, trying to stay focused!<o:p></o:p></span></div>
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<span style="font-family: Montserrat;">Day-4: Enough of study,
relaxing day.<o:p></o:p></span></h2>
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<span style="font-family: Montserrat;">And of course my son followed
applied his artistic sense- I found the next day.<o:p></o:p></span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh8iiIB_Jp5Fyp9Oela5yqd5PYrJ59ObTwesjn_uhYhZ3G5Kb2SaH2RC4ynCwiVYB_7pF3WJD5OKEecAQyPUx4ASsdKW1UuY_eblOEqsrP2VGp52WIsN8HgvCp6oStcNh_yMzAVY7nK5C0/s1600/izlooite%252C+how+to+fail+exam%252C2.jpg" style="clear: left; float: left; font-family: Montserrat; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="266" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh8iiIB_Jp5Fyp9Oela5yqd5PYrJ59ObTwesjn_uhYhZ3G5Kb2SaH2RC4ynCwiVYB_7pF3WJD5OKEecAQyPUx4ASsdKW1UuY_eblOEqsrP2VGp52WIsN8HgvCp6oStcNh_yMzAVY7nK5C0/s400/izlooite%252C+how+to+fail+exam%252C2.jpg" width="400" /></a></div>
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<span style="font-family: Montserrat;">Day-5: Module-2<o:p></o:p></span></h2>
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<span style="font-family: Montserrat;">… Trying to keep my grip on – and
losing *concepts* part of it; for a moment I though I am in attempting for some
MBA courses. Seriously though, think about it: Capital Markets, Funding,
Capital Structure, Dividends, Policies, Investments, Operational Risk
Management, Cash Management, Payments, Liquidity, Collections, on and on and on
the list goes.<o:p></o:p></span></div>
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<h2><span style="font-family: Montserrat;">
Days 6, 7: Module-3<o:p></o:p></span></h2>
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<span style="font-family: Montserrat;">Zero understanding, lost interest…
actually struggling to carry on<o:p></o:p></span></div>
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Days, 8, 9, 10: Lost the track of
module<o:p></o:p></span></h2>
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<span style="font-family: Montserrat;">Lost it. <o:p></o:p></span></div>
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<span style="font-family: Montserrat;">Stopped.<o:p></o:p></span></div>
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<span style="font-family: Montserrat;">With the spilled tea when my son
landed on my shoulders while jumping from the table.<o:p></o:p></span></div>
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<span style="font-family: Montserrat;">Exhausted! I felt.<o:p></o:p></span></div>
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<span style="font-family: Montserrat;">This is not working!<o:p></o:p></span></div>
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<span style="font-family: Montserrat;">Couldn’t study for days, and
weeks… thinking on how else can I move forward? Lol, and initially I thought I
could kill it. <o:p></o:p></span></div>
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<span style="font-family: Montserrat;">Well. Rethinking.<o:p></o:p></span></div>
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Days… going on: <o:p></o:p></span></h2>
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<span style="font-family: Montserrat;">Progress is Zero.<o:p></o:p></span></div>
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<span style="font-family: Montserrat;">With mounting pressure of the
exam date, I was thinking of alternate ways I could approach. My friend, <a href="http://ddg.com/">DDG.com</a>,
surfing YouTube videos, strange-thick-dense-financial-lingo websites, and finally
found something that started to make sense of this senseless book (I thought). Something
that I was able to understand and relate to: investopedia.com<o:p></o:p></span></div>
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<span style="font-family: Montserrat;">Very helpful resources for dumbos
like myself; …and you’d find answers to things that you never even thought of. Yes,
for free.<o:p></o:p></span></div>
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<span style="font-family: Montserrat;">I found myself more interested in
the video tutorials instead of the book; in any case I had to stick to the
book.<o:p></o:p></span></div>
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<span style="font-family: Montserrat;"><a href="http://izlooite.blogspot.ae/2015/07/recipe-to-failure.html">Read on, Part II: Recipe to Failure...</a><br /></span>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4252428322984442391.post-27939279263610433822022-06-11T02:51:00.000-07:002023-12-27T07:23:37.428-08:00 Could ‘gamification’ help corporate banks improve customer loyalty? <h2 style="text-align: left;"><span style="font-family: Montserrat;">Could ‘gamification’ help corporate banks improve customer loyalty?</span></h2><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjQQdx4rf0bdGKZlrpUbKKBQSh8CSpm7QkR7RiMZwYY5WcscGC-w9ATRnXkfm6yvLanuCaLdBVXUb1eNRhTWUd_WHV6NqQVQqqor-eY5EFAfuIdLtCDw7rYKhNEt5wU_4PZt6AkuEXRXIO65PZF9K_lm8K4i2x-4LFgg4GQOXF2ajewSlCSMntxYDMvEMY/s1536/Could%20%E2%80%98gamification%E2%80%99%20help%20corporate%20banks%20improve%20customer%20loyalty.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1536" data-original-width="1536" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjQQdx4rf0bdGKZlrpUbKKBQSh8CSpm7QkR7RiMZwYY5WcscGC-w9ATRnXkfm6yvLanuCaLdBVXUb1eNRhTWUd_WHV6NqQVQqqor-eY5EFAfuIdLtCDw7rYKhNEt5wU_4PZt6AkuEXRXIO65PZF9K_lm8K4i2x-4LFgg4GQOXF2ajewSlCSMntxYDMvEMY/w400-h400/Could%20%E2%80%98gamification%E2%80%99%20help%20corporate%20banks%20improve%20customer%20loyalty.jpg" width="400" /></a></div><br /><span style="font-family: Montserrat;"> </span><p></p><p><span style="font-family: Montserrat;">Gamification is the use of game-like mechanics in non-game contexts to engage users and motivate them to achieve their goals<br /><br />Read full story here: <a href="https://www.arabianbusiness.com/opinion/could-gamification-help-corporate-banks-improve-customer-loyalty">https://www.arabianbusiness.com/opinion/could-gamification-help-corporate-banks-improve-customer-loyalty</a><br /><br />There are hundreds of gamification tools out there, ranging from something as simple as points, badges, and leader-boards, to AI-based sophisticated reputations systems.<br /><br />In all the use cases above you will notice one common denominator, which is that all these gamified products are based on B2C (Business to Consumer). It is because game theory by nature is B2C.</span></p><p><span style="font-family: Montserrat;"><a href="https://bankableapi.com">Bankable API </a>Marketplace aims to bring Open Banking to mainstream by providing a platform that connects banks with third party providers.</span></p><p><span style="font-family: Montserrat;"><br /></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh3RBoaQw4JMk5v8kjEJW3XzKtuj9zt4VXs9pwaWUE-M7AdDKeULyKk-186pR39ZA_1WXsRTEAG5ZDvFBN2LfFUeJxx4qF1IiqVpwZu2KgOEDf__639oCXvyteSpekISnHW2f4BZPWlWIBuyBu5oQeqQV4YnhAMzpm79ld-32_WyDzr27RBfpZB_Dy0/s800/Bankableapi.com%20Could%20%E2%80%98gamification%E2%80%99%20help%20corporate%20banks%20improve%20customer%20loyalty.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="574" data-original-width="800" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh3RBoaQw4JMk5v8kjEJW3XzKtuj9zt4VXs9pwaWUE-M7AdDKeULyKk-186pR39ZA_1WXsRTEAG5ZDvFBN2LfFUeJxx4qF1IiqVpwZu2KgOEDf__639oCXvyteSpekISnHW2f4BZPWlWIBuyBu5oQeqQV4YnhAMzpm79ld-32_WyDzr27RBfpZB_Dy0/s16000/Bankableapi.com%20Could%20%E2%80%98gamification%E2%80%99%20help%20corporate%20banks%20improve%20customer%20loyalty.jpg" /></a></div><br /><br /><p></p>Unknownnoreply@blogger.com0Dubai - United Arab Emirates25.2048493 55.2707828-25.693438601918132 -15.0417172 76.10313720191813 125.5832828tag:blogger.com,1999:blog-4252428322984442391.post-68947416454720112262022-03-05T07:14:00.000-08:002023-12-27T05:48:40.733-08:00 How open are UAE bankers to the idea of Open Banking? <h2 style="text-align: left;"><span style="font-family: Montserrat;">How open are UAE bankers to the idea of Open Banking? </span><br /></h2><p><span style="font-family: Montserrat;"> </span></p><div class="separator" style="clear: both; text-align: center;"><span style="font-family: Montserrat;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgArOuC2ieOpUOxcj1ju8oIVdddPaCiFygM5FDlUDOfOzacVd_uFKo-h3vl64E20bKGMk1jgXTCiHQ-dnHx6SxvOMZ-fd6B01HxWVrtMzxxLCyZfJeeAybM2QUWW0snb2u3cNBleAYWh9vFbARqUVINjXljhw4-4UGAI8PQalTGLkDHNphQ5ZXea3Rx5t4/s626/open-banking-concept-neon-with-blurred-background-use-open-api-financial-sector-3d-render-illustration_507676-2835%5B1%5D.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="417" data-original-width="626" height="266" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgArOuC2ieOpUOxcj1ju8oIVdddPaCiFygM5FDlUDOfOzacVd_uFKo-h3vl64E20bKGMk1jgXTCiHQ-dnHx6SxvOMZ-fd6B01HxWVrtMzxxLCyZfJeeAybM2QUWW0snb2u3cNBleAYWh9vFbARqUVINjXljhw4-4UGAI8PQalTGLkDHNphQ5ZXea3Rx5t4/w400-h266/open-banking-concept-neon-with-blurred-background-use-open-api-financial-sector-3d-render-illustration_507676-2835%5B1%5D.jpg" width="400" /></a></span></div><span style="font-family: Montserrat;"><br /></span><p></p><p><span style="font-family: Montserrat;">My latest article on the <a href="https://www.arabianbusiness.com/opinion/how-open-are-uae-bankers-to-the-idea-of-open-banking" target="_blank">Arabian Business</a> talks about how Open banking will help financial institutions to better shoulder heavy burdens of attracting customers and providing them product and services. Banks will be able to offload tasks such as product development, sales, marketing, operation, innovation, and even competition to ecosystem partners, have a look: <a href="https://www.arabianbusiness.com/opinion/how-open-are-uae-bankers-to-the-idea-of-open-banking">https://www.arabianbusiness.com/opinion/how-open-are-uae-bankers-to-the-idea-of-open-banking</a></span> </p><p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEhxSL-Ux_OukkJtyCGG07-kDy6uGjN3ZxOohORwEFfSIrRnyv-bKB468VOkaFq179TjPUclI9V0uDS2fBH22oumt9IhAQhqI4c_Uqo1532aQHjXkhyeoo6jI-2ySTSYsILH74G6d_UGOunvtyEwyxFcj5T45KZb_-JI8NUOODjaR2WoycseCXG2_VOC=s1644" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1068" data-original-width="1644" height="416" src="https://blogger.googleusercontent.com/img/a/AVvXsEhxSL-Ux_OukkJtyCGG07-kDy6uGjN3ZxOohORwEFfSIrRnyv-bKB468VOkaFq179TjPUclI9V0uDS2fBH22oumt9IhAQhqI4c_Uqo1532aQHjXkhyeoo6jI-2ySTSYsILH74G6d_UGOunvtyEwyxFcj5T45KZb_-JI8NUOODjaR2WoycseCXG2_VOC=w640-h416" width="640" /></a></div><br /><p></p><p><span style="font-family: Montserrat;"><a href="https://bankableapi.com" target="_blank">BankableAPI Marketplace</a> aims to bring Open Banking to mainstream by providing a platform that connects banks with third party providers. </span><br /><br /></p><p> <br /></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4252428322984442391.post-66837062650503131202021-08-13T06:14:00.000-07:002023-12-27T07:25:50.634-08:00A quick look: Open Banking around the world<p style="text-align: left;"></p><h1 style="text-align: left;"><span style="font-family: Montserrat;">So, what is happening with respect to Open Banking around the world? Alot!</span></h1><h1 style="text-align: left;"><span style="font-family: Montserrat;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqeLm4ZWVH78WZugn4FwWwzstRPKA9P0C7aVFSLIecShBqr-J7ZEz39PybscmNeLm6kzG5bUGZmyeQHIuLAV59tEI_IGc0dUCoEf6EPXHUJokkoG1Nr8BRxD5qKdMYzrT6wG1ZE60atcogUIlS-_Up4M-QaZQpNOwuCVOJEUHXf54FATrkm7BkuEiD92M/s1536/A%20quick%20look%20Open%20Banking%20around%20the%20world.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1536" data-original-width="1536" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqeLm4ZWVH78WZugn4FwWwzstRPKA9P0C7aVFSLIecShBqr-J7ZEz39PybscmNeLm6kzG5bUGZmyeQHIuLAV59tEI_IGc0dUCoEf6EPXHUJokkoG1Nr8BRxD5qKdMYzrT6wG1ZE60atcogUIlS-_Up4M-QaZQpNOwuCVOJEUHXf54FATrkm7BkuEiD92M/w400-h400/A%20quick%20look%20Open%20Banking%20around%20the%20world.jpg" width="400" /></a></div><br /> </span></h1><h1><span style="font-family: Montserrat;"></span></h1><p></p><div class="separator" style="clear: both; text-align: center;"></div><div class="separator" style="clear: both; text-align: center;"></div><div class="separator" style="clear: both; text-align: center;"></div><div class="separator" style="clear: both; text-align: center;"></div><div class="separator" style="clear: both; text-align: center;"></div><span style="font-family: Montserrat;">The four forces of change continue to drive innovation: <br /></span><p></p><ul style="text-align: left;"><li><span style="font-family: Montserrat;">Social </span></li><li><span style="font-family: Montserrat;">Political</span></li><li><span style="font-family: Montserrat;">Economic</span></li><li><span style="font-family: Montserrat;">Technological</span></li></ul><p><span style="font-family: Montserrat;">I am a technologist first (banker second), and for me, technology is (and has been) the core driver for change. Of course, all of them affect financial markets and businesses equally however post COVID era is pushing for change exponentially. <br /><br />A comparison of open banking initiatives around the world is interesting to see conducted by Bank for International Settlements [1]. <br /><br />On one hand from the perspective of Open Banking use cases, and what products & services are being offered using the open banking platforms, such as:<br /></span></p><ul style="text-align: left;"><li><span style="font-family: Montserrat;">Banking product and service related information; sort of a general inquiry</span></li><li><span style="font-family: Montserrat;">Banking Account and Balance Inquiry</span></li><li><span style="font-family: Montserrat;">Funds Transfer Request</span><span style="font-family: Montserrat;"></span><br /><span style="font-family: Montserrat;"></span></li></ul><p><span style="font-family: Montserrat;">And on the other hand, the approach taken by those economies on how to apply open banking, such as:<br /></span></p><ul style="text-align: left;"><li><span style="font-family: Montserrat;">Countries where Open Banking Compliance has been made mandatory by the regulator</span></li><li><span style="font-family: Montserrat;">Or, Formal rules and regulations introduced for Third Party Providers (TPP)</span></li><li><span style="font-family: Montserrat;">Or, a General Governance Framework</span></li><li><span style="font-family: Montserrat;">Or, countries who have taken steps to standardize Open Banking APIs</span></li><li><span style="font-family: Montserrat;">Or, just that Open Banking is being driven by the demand and competition in the market, countries such as UK</span></li></ul><p><span style="font-family: Montserrat;">Most importantly, these initiatives allow payment service providers (PSPs) to offer services via digital channels. For example, products and services that previously may have required a visit to a bank branch and interaction with staff at a bank can now all be delivered via application programming interfaces (API). Examples include <br /></span></p><ul style="text-align: left;"><li><span style="font-family: Montserrat;">consumer loans, </span></li><li><span style="font-family: Montserrat;">mortgages, </span></li><li><span style="font-family: Montserrat;">car loans, </span></li><li><span style="font-family: Montserrat;">account statements </span></li><li><span style="font-family: Montserrat;">and tools that analyse spending.</span></li></ul><span style="font-family: Montserrat;"> <div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh9-DWu6sO1LSVEFPncowCxkUSLziE1mDGQs8mBZU4M1OCMcsJtiRogJ9RK2Jol7kWEFOxvSgMo2bTRNqHv75RLOQw2R8Y4JTLYDgnYrGngCvSvbMrB0jWsuEmWR1fZfgJXavL3SJ8AGB0/s842/Open+Banking+around+the+world1.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="486" data-original-width="842" height="369" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh9-DWu6sO1LSVEFPncowCxkUSLziE1mDGQs8mBZU4M1OCMcsJtiRogJ9RK2Jol7kWEFOxvSgMo2bTRNqHv75RLOQw2R8Y4JTLYDgnYrGngCvSvbMrB0jWsuEmWR1fZfgJXavL3SJ8AGB0/w640-h369/Open+Banking+around+the+world1.png" width="640" /></a></div><br /> <br /></span><div><p style="text-align: left;"></p><h2 style="text-align: left;"><span style="font-family: Montserrat;">How European Union (EU) is responding to Open Banking</span></h2><h2><span style="font-family: Montserrat;"></span></h2><p style="text-align: left;"><span style="font-family: Montserrat;"><br />European Union (EU) is the region who is at the forefront of Open Banking and leading the way. Not only they have introduced formal regulation for third party providers (TPP, AISP, etc), but also made compliance to Open Banking mandatory, using Second Payment Services Directive (PSD2). <br /><br />Currently FinTechs are booming and providing Account Aggregation services, Spending Habits, as well as Funds Transfer capabilities using Open Banking APIs.<br /><br />Note that, perimeter depicted in this figure represents the scope of PSD2, which applies to payment services only. Individual jurisdictions within the EU may choose to broaden the scope of their Open Banking frameworks beyond the requirements of PSD2.<br /><br /></span></p><h2 style="text-align: left;"><span style="font-family: Montserrat;">UK with a clear Open Banking approach</span></h2><h2><span style="font-family: Montserrat;"></span></h2><p style="text-align: left;"><span style="font-family: Montserrat;">In the UK, a common market-wide API standard has been defined already, in order to allow for a seamless implementation. In addition, the UK Open Banking project has defined further standardized elements to help UK based PSPs to comply with PSD2 and the associated regulatory requirements defined by the European Banking Authority (EBA). [2]<br />The Open Banking standard set has been implemented across 90% of the UK payments account market and will allow third-party providers (TPPs) to offer competitive services across customers’ accounts held at their own bank.<br />UK Open Banking approach is aimed at improving competition in the retail banking market, therefore may eventually lead to an increase in peer-to-peer (P2P) payments.</span></p><p style="text-align: left;"><span style="font-family: Montserrat;"><br /></span></p><h2 style="text-align: left;"><span style="font-family: Montserrat;">Australia in the field of Open Banking</span></h2><h2><span style="font-family: Montserrat;"></span></h2><p style="text-align: left;"><span style="font-family: Montserrat;">Compliance to Open Banking has been made mandatory in Australia, however they are yet to offer Funds Transfer related services. Generally, bank Product and Services related offerings are in place besides Account Aggregation services [3].<br /><br />FinTechs in Australia is quickly picking up in that area as well, and data that could be shared with third party providers now include:<br /></span></p><ul style="text-align: left;"><li><span style="font-family: Montserrat;">Personal: information such as phone number, email and address.</span></li><li><span style="font-family: Montserrat;">Account: balances</span></li><li><span style="font-family: Montserrat;">Product info: rates, fees and features of bank products</span></li><li><span style="font-family: Montserrat;">Transaction details: amounts spent</span></li></ul><span style="font-family: Montserrat;"> </span><h2 style="text-align: left;"><span style="font-family: Montserrat;">Open Banking API Framework for the Hong Kong Banking Sector</span></h2><h2><span style="font-family: Montserrat;"></span></h2><p style="text-align: left;"><span style="font-family: Montserrat;">Hong Kong is providing governance framework for Open Banking in a phased approach. As well as build, the momentum towards market API standardization by generating market driven partnership. They have formulated Open API Framework as one of the seven initiatives announced by the HKMA in September 2017 to prepare Hong Kong to move into a new era of Smart Banking.<br /><br />So far providing services such as account aggregation as well as funds transfer using Open Banking, along with ancillary services.<br /><br /></span></p><h2 style="text-align: left;"><span style="font-family: Montserrat;">What does Open Banking mean for United States markets?</span></h2><h2><span style="font-family: Montserrat;"></span></h2><p style="text-align: left;"><span style="font-family: Montserrat;">United States looks like is lagging behind and it completely at the behest of market to drive businesses into the Open Banking arena. There are however, FinTech who have started to delve into the Open Banking space however only limited to general and account aggregation services.<br /><br />According to Forbes many of the payment service providers (PSPs) in the US are completely reliant on their core provider, to open banking and API enablement, such as FIS, Fiserv, and similar. However, their strategy roadmap targets some later this year (2021). Who knows? But know that there is a great Open Banking potential in the US markets.<br /><br /></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi59bKhQq0xWziRlHlDBHu-SRNrMu8kN4UVgR8hOjcCrodRdNemRdADd9unFt1olkM28cquTKjBgSdZJWME_OuJaIcpIfZ6Nn_wb1_CNMwcoGhG6hxdaqNCEPakJt_nbcMRO64GW-jKpWU/s842/Open+Banking+around+the+world2.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="525" data-original-width="842" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi59bKhQq0xWziRlHlDBHu-SRNrMu8kN4UVgR8hOjcCrodRdNemRdADd9unFt1olkM28cquTKjBgSdZJWME_OuJaIcpIfZ6Nn_wb1_CNMwcoGhG6hxdaqNCEPakJt_nbcMRO64GW-jKpWU/w640-h400/Open+Banking+around+the+world2.png" width="640" /></a></div><br /><p></p><h2 style="text-align: left;"><span style="font-family: Montserrat;">How Open Banking is thriving in China and Argentina? </span></h2><h2><span style="font-family: Montserrat;"></span></h2><p style="text-align: left;"><span style="font-family: Montserrat;">Argentina and China both are driven by an innovation-focused economy therefore Open Banking initiatives are relying on market driven partnerships. Both have the most digitally connected consumers.<br />Peoples Bank of China (PBOC) is reshaping of the whole value chain of banks, setting the guidelines and granted access to non-banks as well albeit on a more limited scale than for banks.<br />While Argentina does lag behind the two largest FinTech hubs, Brazil and Mexico, in Latin America.<br /><br /></span></p><h2 style="text-align: left;"><span style="font-family: Montserrat;">Which country is innovating fastest in the Open Banking space?</span></h2><h2><span style="font-family: Montserrat;"></span></h2><p style="text-align: left;"><span style="font-family: Montserrat;">Given that PSD2 and UK's Open Banking Standard were the pioneers, you would think EU reasonably is on the lead. Nevertheless, look around now, and open banking initiatives are popping up everywhere.<br /><br />Hong Kong as well as Singapore, both are acting as the driving force behind Open Banking. The Monetary Authority of Singapore (MAS) is actively encouraging regional financial institutions to provide APIs in order to offer enhanced innovation and compatibility with other financial service providers.<br /><br /></span></p><h2 style="text-align: left;"><span style="font-family: Montserrat;">Open Banking in the UAE and GCC markets</span></h2><h2><span style="font-family: Montserrat;"></span></h2><p style="text-align: left;"><span style="font-family: Montserrat;">So far, Emirates NBD has provided open banking API sandbox so far. In addition, enabling access for budding FinTechs to play around and develop innovative solutions.<br /><br />Central Bank of UAE, Dubai Financial Services Authority (DFSA) and Abu Dhabi Global Market (ADGM) continue to push for innovation in the financial services and encourage competition between FinTech startups to provide a boost to the country’s economy. <br /><br />In the GCC, Central Bank of Bahrain, Saudi Central Bank (SAMA), and Kuwait Finance House are innovating within the Open Banking. <br /><br /><br /></span></p><h2 style="text-align: left;"><span style="font-family: Montserrat;">What’s next in Open Banking?</span></h2><h2><span style="font-family: Montserrat;"></span></h2><p><span style="font-family: Montserrat;">Budding FinTechs are using new creative ways to build innovative products and services, whereas for conventional banks the challenge lies in re-inventing [4] themselves and devise to new business and revenue models. For instance a PSP can look to transform into a platform provider such as Banking as a Service (look up bnkbl.com), or Distributor (Marketplaces), or a Producer such as by providing Open Banking APIs and generate new revenue streams.<br /><br />This is the game-changing value proposition and the rapid growth associated with internet-based open application programming interfaces (APIs) driven platforms operating in the cloud. It is not just a matter of replicating Open Banking approach, but each economy is adopting to their own innovative ways to develop cross-industry solutions beyond financial services (think, Tink [5]). BankableAPI (<a href="http://bankableapi.com">bankableapi.com</a>) is one such FinTech startup within the UAE that strives to mainstream the Open Banking by connecting banks with third party service providers rapidly.<br /></span></p><p><span style="font-family: Montserrat;"><br />[1]: <a href="https://www.bis.org/bcbs/publ/d486.pdf">https://www.bis.org/bcbs/publ/d486.pdf</a><br />[2]: <a href="http://www.wired.co.uk/article/open-banking-cma-psd2-explained">http://www.wired.co.uk/article/open-banking-cma-psd2-explained</a><br />[3]: <a href="https://www.ausbanking.org.au/priorities/open-banking/">https://www.ausbanking.org.au/priorities/open-banking/</a><br />[4]: <a href="https://www.computerworld.com/article/3429561/what-is-open-banking-what-does-it-mean-for-banks-fintech-startups-and-consumers.html">https://www.computerworld.com/article/3429561/what-is-open-banking-what-does-it-mean-for-banks-fintech-startups-and-consumers.html</a><br />[5]: <a href="https://tink.com/about-us/">https://tink.com/about-us/</a><br /><br /></span></p></div>Unknownnoreply@blogger.com0Peru-9.189967 -75.015152-37.500200836178848 -110.171402 19.120266836178846 -39.858902tag:blogger.com,1999:blog-4252428322984442391.post-55522358428146798122021-06-03T14:30:00.023-07:002023-12-27T06:54:27.294-08:00Are FinTechs an enormous competitive threat to banks?<div><h1 style="text-align: left;"><span style="font-family: Montserrat;">Are FinTechs an enormous competitive threat to banks?</span></h1><p style="text-align: left;"></p><p style="text-align: left;"><span style="font-family: Montserrat;"></span></p><div class="separator" style="clear: both; text-align: center;"><span style="font-family: Montserrat;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi3EHWVPKXyhu0q8zUBjkJb1L4KQZHsb3gzvX1sh_0lAPICd_HkQiAHrDEq4e_T9_J2R3hx6Thi3nJwHc6dy4J7G-P6_9btxi84bNAcysqrTD5-q4QfPzdElUYcpb1nY2u1_PtueF8T5Vq8ZCLkW6s9tVvuDukink86HjgFhjjMpgnay-gI5PAxwAAhmqg/s880/Are%20FinTechs%20an%20enormous%20competitive%20threat%20to%20banks.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="807" data-original-width="880" height="366" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi3EHWVPKXyhu0q8zUBjkJb1L4KQZHsb3gzvX1sh_0lAPICd_HkQiAHrDEq4e_T9_J2R3hx6Thi3nJwHc6dy4J7G-P6_9btxi84bNAcysqrTD5-q4QfPzdElUYcpb1nY2u1_PtueF8T5Vq8ZCLkW6s9tVvuDukink86HjgFhjjMpgnay-gI5PAxwAAhmqg/w400-h366/Are%20FinTechs%20an%20enormous%20competitive%20threat%20to%20banks.png" width="400" /></a></span></div><span style="font-family: Montserrat;"><br /> </span><p></p><p style="text-align: left;"><span style="font-family: Montserrat;">Demand derives innovation. Did you know, it is expected that 95% of the business-to-consumer (B2C) interactions will be Artificial Intelligence (AI) enabled by 2025? And as much as you hate it, AI-powered chat-bots will be a key component in supporting the next generation of customer experience.<br /><br />There is a trend in the industry labeling innovation as a “disruptive technology”, simply because it challenges the status quo by providing better, more sophisticated offerings to the end user. See what Harvard Business Review <a href="https://hbr.org/2015/12/what-is-disruptive-innovation">say about it</a>.<br /><br />With the growing demand of hyper-connected consumer, banking is no longer something where you go; instead, it is becoming <b>something that you do</b>. <br /><br /></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgr3H9O7sKns2wwCfi7fNulh_uEltmC5mBtTFz9uEC7Vbwler6nml1P8uqdPrxauESevqcfrMNbYXHgg2rSrKyi41-V_eIzPR-iTnbaCN7XqExHa_w_fhzKqRFzcVXHREtYCa_xcs1PzHo/s529/open+banking+vs+closed+banking+bankableapi.com.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="420" data-original-width="529" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgr3H9O7sKns2wwCfi7fNulh_uEltmC5mBtTFz9uEC7Vbwler6nml1P8uqdPrxauESevqcfrMNbYXHgg2rSrKyi41-V_eIzPR-iTnbaCN7XqExHa_w_fhzKqRFzcVXHREtYCa_xcs1PzHo/s16000/open+banking+vs+closed+banking+bankableapi.com.png" /></a></div><br /><p></p><h2 style="text-align: left;"><span style="font-family: Montserrat;">Closed Banking</span></h2><h2><span style="font-family: Montserrat;"></span></h2><p style="text-align: left;"><span style="font-family: Montserrat;"><br />The traditional banking (Closed Banking) where only a bank can provide services to you using your banking information, in limited timeslots and offerings. No other bank could have access to your information even if you want them to. You cannot choose best rates across all the banks before an FX transfer. Certainly, you cannot go about opening accounts with all the banks either. The only option you are left with is to contact Western Union or similar agency for FX transfer.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Traditional banking is very rigid in terms of offerings and services. </span></h3><p style="text-align: left;"></p><p style="text-align: left;"><span style="font-family: Montserrat;">Think of branches, limited service timings, currency based cut offs, delays, holidays, service timings, response times, minimum balance. Ofcourse there is a human element in the traditional one-to-one approach in banking however that is no longer viable, as it cannot scale. Sticking to old and existing concepts and offering isolated products to clients and prospects is not an option to survive in today’s increasingly competitive market.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">A common challenge that several established banks face is the inflexible, ageing, core IT systems. </span></h3><p style="text-align: left;"></p><p style="text-align: left;"><span style="font-family: Montserrat;">It is because the organic growth and acquisitions causes these systems to increase in complexity, which becomes difficult to support and maintain. I think you can see where I am going with this. It obviously becomes a huge obstacle to scale the products and services because these systems turn into black boxes and present serious risks to new offerings (forget about faster time to market, even if you come up with new offerings), when compared with agile and innovative challenger banks, neo banks, and FinTechs that are working on sophisticated offerings. As a result traditional software vendors charge huge dollars to make any amendments in an already spaghetti of complex infrastructure.<br /><br />Today, amid COVID times, customers want a convenient and fast access to financial services on their fingertips, round the clock, retail as well as corporate customers alike. <br /><br /></span></p><h2 style="text-align: left;"><span style="font-family: Montserrat;">Open Banking</span></h2><h2><span style="font-family: Montserrat;"></span></h2><p style="text-align: left;"><span style="font-family: Montserrat;"><br />While incumbent banks are grappling with changing customer demands and IT systems creaking under the strain of hugely increased workloads, the late 2010 saw the arrival of FinTech, which has now turned into an avalanche recently amid COVID times, and is now seen as banks mortal threat.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Many banks have open their FinTech arms or collaborated with software companies to white-label their products. </span></h3><p style="text-align: left;"></p><p style="text-align: left;"><span style="font-family: Montserrat;">Here in this region such Mashreq Bank with Mashreq Neo, or Emirates NBD with Liv; or RAK bank with YAP (reverse of PAY) and others.<br /></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMpfqb5QvwISf8qPoS-UzHayDPI1j5zasw-UTpej2Ye3fX5uYFkYacG1sY1xoSRYPEKn-r-oMP-NEtmD_Y3uLv1rwJl7FKmOGemRkcQsR0WnhlOME8ijHX0YUfwDsobzNtmdfLyhQIbkM/s561/open+banking+bankableapi.com.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="303" data-original-width="561" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMpfqb5QvwISf8qPoS-UzHayDPI1j5zasw-UTpej2Ye3fX5uYFkYacG1sY1xoSRYPEKn-r-oMP-NEtmD_Y3uLv1rwJl7FKmOGemRkcQsR0WnhlOME8ijHX0YUfwDsobzNtmdfLyhQIbkM/s16000/open+banking+bankableapi.com.png" /></a></div><p style="text-align: left;"><span style="font-family: Montserrat;">These FinTech are small, agile, lean/mean and aggressively focused on new businesses that used technology to provide a specific financial service better than the banks could. Many started by provided aggregated accounting services, now I am talking as far back as about ~5 years ago. Think of Mint.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">They challenge the status quo</span></h3><p style="text-align: left;"></p><p style="text-align: left;"><span style="font-family: Montserrat;">They challenge by offering a cheaper, transparent, user-friendly financial services through the creative use of apps (web based, or mobile based applications), platforms and websites.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Second Payment Services Directive (PSD2) </span></h3><p style="text-align: left;"><span style="font-family: Montserrat;"><span style="font-family: Montserrat;">Infact Second Payment Services Directive (PSD2)</span> especially takes the lead and focuses heavily on Open Banking. It encourages competition and transparency through an innovation-friendly approach by introducing Third-Party Providers (TPP aka FinTech) who can expand on the types of services as non-banking payment institutions. <br /><br />TPPs are permitted to initiate payments, access bank–customer payment-account data, as well as provide account information services across multiple user accounts using open banking application programming interfaces (APIs).<br /><br />For instance, Payment Initiation Services Provider (PISP), a FinTech who can initiate payments at the request of a user with respect to a payment account held at another payment service provider (PSP).<br /><br />Also, Account Information Service Provider (AISP) that provides consolidated information on one or more payment accounts held by a user with one or more payment service providers.<br /><br />And, Account Servicing Payment Service Provider (ASPSP) that can provide and maintain a payment account for a payer, publish read/write APIs to permit, with customer consent, payments initiated by TPPs and/or make their customers’ account transaction data available to others TPPs via their API end points.<br /><br /></span><br /></p><h2 style="text-align: left;"><span style="font-family: Montserrat;">What is future of banking & financial services?</span></h2><h2><span style="font-family: Montserrat;"></span></h2><p style="text-align: left;"><span style="font-family: Montserrat;"><br />I think the future of financial service offerings will go far beyond common conventional – be it retail or corporate. Especially in perspective of Open Banking, outperforming competition means adding value to clients in all the areas of banking and beyond. <br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Think Tinker. </span></h3><p style="text-align: left;"></p><p><span style="font-family: Montserrat;">New players have raised the bar so high that traditional players are compelled to increase and exceed in their core competencies and portfolios, by adding products and services from cross industries and building partnerships. While working to protect their customer base, as well as a focus on competing and expanding it.<br /><br /><a href="https://reports.jpmorganchase.com/investor-relations/2020/ar-ceo-letters.htm">Here</a>, if you do not believe me listen for yourself, Jamie Dimon who is currently (2021) CEO of JP Morgan Chase Bank. <br /><br /></span></p><blockquote><span style="font-family: Montserrat;">Banks are facing extensive competition from technology companies, both in the form of FinTechs and BigTechs (eg: Amazon, Apple, Facebook, Google etc) that is here to stay. Stripe is the next Google of financial services.</span></blockquote><p> </p><br /></div><div style="text-align: center;"><span style="font-family: Montserrat;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9KEwj1JCu0yyTw3Cge0x-_tyvXc88fxDxg16UzimfUbBDdEAfSmkIgxZmhOD7DsqptLGi1oqrEODaIpyi6XVkBVDpcrGWv8VSXQl23zDttbtBjt4aab_lUZrSstZJX4LIcsNwCumLDGU/s497/open+banking+bankableapi.com+open+banking+vs+closed+banking.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="430" data-original-width="497" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9KEwj1JCu0yyTw3Cge0x-_tyvXc88fxDxg16UzimfUbBDdEAfSmkIgxZmhOD7DsqptLGi1oqrEODaIpyi6XVkBVDpcrGWv8VSXQl23zDttbtBjt4aab_lUZrSstZJX4LIcsNwCumLDGU/s16000/open+banking+bankableapi.com+open+banking+vs+closed+banking.png" /> </a></span></div><p></p><p><span style="font-family: Montserrat;">FinTech companies are making great strides in building both digital and physical banking products and services from loans to payment systems to investing; they have done a great job in developing easy-to-use, intuitive, fast and smart products.<br /><br />Client expectations are being shaped beyond traditional industry boundaries with customers expecting to get in financial services the smooth, fast, easy customer experience they have been accustomed to over the past years in other industries.<br /><br /></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;">Lead to success<br /></span></h3><p><span style="font-family: Montserrat;">A superior and customizable-personalized customer experience is the demand nowadays and xTechs (FinTech, RegTech, InsurTech, etc) that are the early ones to realize and grab this opportunity will add to their success.<br /><br /></span><br /></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4252428322984442391.post-67992888510288501402021-05-16T05:58:00.004-07:002023-12-27T07:11:21.989-08:00What is the difference between GDPR and PSD2?<h1 style="text-align: left;"><span style="font-family: Montserrat;">What is the difference between GDPR and PSD2?</span></h1><p><span style="font-family: Montserrat;">GDPR is the General Data Protection Regulation is the <a href="https://gdpr-info.eu/" rel="nofollow" target="_blank">regulation </a>to to harmonize data privacy laws across Europe (and gradually being adopted across the world). </span></p><p><span style="font-family: Montserrat;">And the PSD2(Second Payment Services Directive), is an <a href="https://www.fca.org.uk/news/press-releases/fca-finalises-revised-psd2-requirements" target="_blank">EU Directive</a> which sets requirements for payment services, and gives consumers more choice around how they manage their payments and bank accounts. </span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEixaFzy5yh_9bYxGMxspKZX31QAS2J16Zr9x89DW4CLN7xfNkcWRpuuOKQCAOuXy-BhScq6vECeaDj36Kf8Xn0fYgPOMkrMt1jTz6W2VUcy4Q1fvVQgVRPVVw-9e6LNtWvRnMv8TNyxmVZZmxfBnHefW-AHKlQkNmJFcbQMa6pwreYK2j7OzJ6LLEmXAYs/s880/What%20is%20the%20difference%20between%20GDPR%20and%20PSD2.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="796" data-original-width="880" height="289" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEixaFzy5yh_9bYxGMxspKZX31QAS2J16Zr9x89DW4CLN7xfNkcWRpuuOKQCAOuXy-BhScq6vECeaDj36Kf8Xn0fYgPOMkrMt1jTz6W2VUcy4Q1fvVQgVRPVVw-9e6LNtWvRnMv8TNyxmVZZmxfBnHefW-AHKlQkNmJFcbQMa6pwreYK2j7OzJ6LLEmXAYs/s320/What%20is%20the%20difference%20between%20GDPR%20and%20PSD2.png" width="320" /></a></div><br /><p><br /></p><p><span style="font-family: Montserrat;"> <br /></span></p><p><span style="font-family: Montserrat;">Both GDPR and PSD2 set standards with respect to the </span></p><p><span style="font-family: Montserrat;">1. Safekeeping of personal data <br />2. and Information Provision to customers. <br /><br />The GDPR applies broad rules across all industries, while PSD2’s standards are specific to payment services. </span></p><p><span style="font-family: Montserrat;">PSD2 provides a specific framework in relation to payments data and how this can be accessed. </span></p><p><span style="font-family: Montserrat;"> <br /></span></p><h2 style="text-align: left;"><span style="font-family: Montserrat;">Data access vs data protection</span></h2><p><span style="font-family: Montserrat;">Which means while PSD2 requires access to be given to payment account-related data, the GDPR reaffirms the obligation to protect this data.<br /> </span></p><p><span style="font-family: Montserrat;">From payments perspective, all Payment Services Providers (PSP) are required to comply with both PSD2 and GDPR. <br /> </span></p><p><span style="font-family: Montserrat;">These both sometime times can cause conflict and confusion, where there are potential instances where the applicable PSD2 provisions could be interpreted as regulating the same matter in a different way to the GDPR. <br /> </span></p><h2 style="text-align: left;"><span style="font-family: Montserrat;">Possible conflicts between PSD2 and GDPR</span></h2><h3><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">One example is where a user withdraws consent (did not accept) under GDPR notice (usually a popup note at the bottom website) but wishes to use a Third Party Provider (TPP) service that is regulated under PSD2. For instance an Open Banking api lying under a mobile app.<br /> </span></p><p><span style="font-family: Montserrat;">Besides the data protection offered under the GDPR, users (account owners) are given increased control over their data under PSD2. </span></p><p><span style="font-family: Montserrat;"><br />It is important to note that <br /></span></p><ul style="text-align: left;"><li><span style="font-family: Montserrat;">GDPR applies only to personal data </span></li><li><span style="font-family: Montserrat;">PSD2 applies to the payment account-related data of PSUs. </span></li></ul><p><span style="font-family: Montserrat;"><img alt="Key differences graphic" height="250" src="https://assets.ey.com/content/dam/ey-sites/ey-com/en_gl/topics/banking-and-capital-markets/ey-psd2-vs-gdpr-the-consent-element.jpg" title="psd2 vs. gdpr the consent element" width="400" /> </span><span style="font-family: Montserrat;"> </span></p><p><span style="font-family: Montserrat;"> </span></p><h2 style="text-align: left;"><span style="font-family: Montserrat;">Are there any control mechanism?</span></h2><h3><span style="font-family: Montserrat;"></span></h3><p><span style="font-family: Montserrat;">So how can this be controlled? PSD2 includes an inbuilt control mechanism by requiring Third Party Providers (TPPs) to be licensed and/or registered entities with the regulating body. </span></p><p><span style="font-family: Montserrat;">Moreover, Account Information Service Providers (AISPs) providing products such as Account Aggregation services, are also required to be registered entities.</span></p><p><span style="font-family: Montserrat;">The activities of TPPs are supervised by the relevant supervisory authority in each jurisdiction. </span></p><p><span style="font-family: Montserrat;">This means that even though service providers have some responsibilities in ensuring that the interfaces (mostly open banking APIs) that they offer function properly, they are not responsible to ensure each TPP is operating in compliance with GDPR.</span></p><p><span style="font-family: Montserrat;">A #FinTech or a #NeoBank who is planning to step into the world of payments requires clear understanding and strict compliance to these regulations in order to avoid hefty fines and risking their licenses.</span></p><p><span style="font-family: Montserrat;">And banks (data producers) have greater responsibility to data protection, opening access to it, and penalties in case of data breach.<br /></span></p><p><span style="font-family: Montserrat;">Some interesting reads on <a href="https://www.ey.com/en_gl/banking-capital-markets/how-banks-can-balance-gdpr-and-psd2" rel="nofollow" target="_blank">balancing GDPR and PSD2</a> and PSD2 and GDPR: <a href="https://www2.deloitte.com/lu/en/pages/banking-and-securities/articles/psd2-gdpr-friends-or-foes.html" rel="nofollow" target="_blank">friends or foes?</a></span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4252428322984442391.post-37575978932336312252021-04-01T15:37:00.003-07:002023-12-27T07:18:02.112-08:00How RegTech Innovations in FinTech Combat Financial Crimes & Revolutionize Security<h1 style="text-align: left;"><span style="font-family: Montserrat;">So what is Regulatory Technology (RegTech)?</span></h1><p><span style="font-family: Montserrat;"></span></p><p><span style="font-family: Montserrat;">How is it different from FinTech, and how can it help? So many questions and answer is pretty simple.<br /></span><br /></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpb-1_b3XtvVG8A4akNb8yyxR7MvP8urJNOJ4RkkzvD2vthwBPKBOYp_cpcbV_7prURf3HngmWon0JZ1gEzbNcnDrtnaTYc1TTR3TtNoI0BscArNDtPhWEwjMOPtx9Wes-yb6S08KliBkH1j6lxC_uZOTf8Y_Iyq1EONkWS-OLIodlSWzr9ykarNzNAUI/s1536/What%20is%20RegTech%20and%20how%20can%20it%20help%20automate%20regulation%20compliance.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1536" data-original-width="1536" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpb-1_b3XtvVG8A4akNb8yyxR7MvP8urJNOJ4RkkzvD2vthwBPKBOYp_cpcbV_7prURf3HngmWon0JZ1gEzbNcnDrtnaTYc1TTR3TtNoI0BscArNDtPhWEwjMOPtx9Wes-yb6S08KliBkH1j6lxC_uZOTf8Y_Iyq1EONkWS-OLIodlSWzr9ykarNzNAUI/s320/What%20is%20RegTech%20and%20how%20can%20it%20help%20automate%20regulation%20compliance.jpg" width="320" /></a></div><br /><br /><h2 style="text-align: left;"><span style="font-family: Montserrat;">Current issue(financial crimes)</span></h2><p><span style="font-family: Montserrat;">Many governments at the federal level protect consumers from errors and fraud, and in some cases allow payments to be reversed up to 2 months after the consumer was notified of a debit to their account (see: https://www.nacha.org/news/faster-processing-and-settlement-ach-credit-transactions-begins-today-reaching-all-us-bank) <br /><br />Financial crime, and the types of criminal activity that payments can facilitate, plus the measures that banks and other payment service providers (or third party providers TPP) can adopt in order to address, prevent and combat these frauds.<br /><br />Criminals increasingly use scams to trick individuals into disclosing personal information that the criminal can then use to commit fraud.<br /></span><br /></p><h2 style="text-align: left;"><span style="font-family: Montserrat;">Develop a RegTech</span></h2><p><span style="font-family: Montserrat;">The new generation of FinTech companies are rising up the ranks to compete with banks that are more traditional. Some are using the cutting edge technology to innovate and break new ground in the area of financial crimes, cybercrimes and anti-money laundering. <br /><br />A regulatory and risk management framework can be designed around payment business and provide great efficiencies by integrating financial and cybercrime prevention. <br /></span><br /></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiB8B6lb17bvI3BCucGnAC8hUaDDYqNB9q4cZpNoRoezX6bp2Zj38hmT6GyamBExTYkAALYty_EyO733NpcUhvFR-77HuwDQOcbN9vw_M3bV3x1aejYE8IL2IYhc_qkDfO-TAdTRptRsCA/s2067/OpenBanking+based+RegTech.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="980" data-original-width="2067" height="304" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiB8B6lb17bvI3BCucGnAC8hUaDDYqNB9q4cZpNoRoezX6bp2Zj38hmT6GyamBExTYkAALYty_EyO733NpcUhvFR-77HuwDQOcbN9vw_M3bV3x1aejYE8IL2IYhc_qkDfO-TAdTRptRsCA/w640-h304/OpenBanking+based+RegTech.png" width="640" /></a></div><br /><h2 style="text-align: left;"><span style="font-family: Montserrat;">The concept</span></h2><p><span style="font-family: Montserrat;">The overarching idea is to map the regulatory requirements to the current operating model and create a plan to address any gaps, whilst taking into account supervisory guidance and industry best practices.<br /><br />Furthermore Artificial Intelligence & Machine Learning (AI/ML) is a good candidate technology for a FinTech to be able to meet the continuously evolving regulatory requirements. System can be designed using application programming interfaces (APIs) and micro services architecture.<br /></span><br /></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjSGKsJReLNFJuW6aR10o42fVxat-AWCgpCKWKXXby9dwPkiYWlf3OvkZwYGWLAvf41ZUQDjTB1UvCObzRsB47_LInhZLXk1PYTk1KSEG6X9-1lz-Zbzz89rEmt72iS4heaDWziO8ZytJs/s1123/OpenBanking+based+RegTech+structure.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1097" data-original-width="1123" height="626" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjSGKsJReLNFJuW6aR10o42fVxat-AWCgpCKWKXXby9dwPkiYWlf3OvkZwYGWLAvf41ZUQDjTB1UvCObzRsB47_LInhZLXk1PYTk1KSEG6X9-1lz-Zbzz89rEmt72iS4heaDWziO8ZytJs/w640-h626/OpenBanking+based+RegTech+structure.png" width="640" /></a></div><br /><h2 style="text-align: left;"><span style="font-family: Montserrat;">Value add</span></h2><p><span style="font-family: Montserrat;">It can add real value to the businesses by leveraging the insights from anti money laundering (AML) and fraud prevention systems to protect the organizations from cybercrime threats, an effort often lacking in more established organizations due to the fragmented (often legacy) development of the regulatory frameworks.<br /><br />Since different financial sanctions lists are managed by different regulators around the world, payment service providers have to be vigilant in order to ensure that their sanctions filters are up to date. Therefore, using such a product/service FinTech companies and other technology-driven business models can free themselves from the traditional silo cross checks, due diligence, and etc.<br /><br />These APIs may employ Artificial Intelligence and Machine Learning on the global big data to scan inbound and outbound payment messages for indications of illegal activity, such as terrorist financing.<br /><br />A Regulatory Technology (RegTech) can aggregate data and provide a range of “RegTech related Business Services” as well as insights to informed decision making. Develop a central system from across the industries and automatically detect and flag possible frauds.<br /><br />Just an idea.<br /></span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4252428322984442391.post-66942579172513498002020-12-02T14:11:00.008-08:002021-06-12T05:04:24.901-07:00How to remove malware from your website?<h2 style="text-align: left;"><span style="font-family: Montserrat;"><span>How to remove malware from your website?</span></span></h2><p><span style="font-family: Montserrat;"><span>A friend of mine approached in SOS-distress stating malware in their website. We had a long weekend here, so I started looking into it and well fixed.</span></span></p><p><span style="font-family: Montserrat;"><span>So how do you remove malware virus from your eCommerce website during this corona-virus pandemic? <br /></span></span></p><p><span style="font-family: Montserrat;"></span></p><div class="separator" style="clear: both; text-align: center;"><span style="font-family: Montserrat;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEglFshUhkMdez7WF6C9wF1xlrWObxkRAH9pv7Kslwz4JAP0rxh5zpCnldaPmRwbt_Fck1bx7-e860ACDPlTGVTjIBrzaQX340rTKnz9rQ_BDzxuVFDrtML7qGtYS7SRFK2kbAe8gu-rfnQ/s626/how+to+remove+a+malware+wordpress+php+woocommerce+magento+quickly+-+Copy.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="626" data-original-width="626" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEglFshUhkMdez7WF6C9wF1xlrWObxkRAH9pv7Kslwz4JAP0rxh5zpCnldaPmRwbt_Fck1bx7-e860ACDPlTGVTjIBrzaQX340rTKnz9rQ_BDzxuVFDrtML7qGtYS7SRFK2kbAe8gu-rfnQ/s320/how+to+remove+a+malware+wordpress+php+woocommerce+magento+quickly+-+Copy.jpg" /></a></span></div><span style="font-family: Montserrat;"><br /><span><br /></span></span><p></p><h2 style="text-align: left;"><span style="font-family: Montserrat;"><span>So the problem was</span></span></h2><h2><span style="font-family: Montserrat;"></span></h2><ul style="text-align: left;"><li><span style="font-family: Montserrat;"><span> Around ~1.4mil infection content, and 27000 records, 10000 files.<br /></span></span></li><li><span style="font-family: Montserrat;"><span> Found strange files with a dot (.) in the begining of the filenames</span></span></li><li><span style="font-family: Montserrat;"><span> Files were found in each folder, recursively</span></span></li><li><span style="font-family: Montserrat;"><span> File at the root of the hosting directory (above public_html) is "<span>sedkg5B90</span>"</span></span></li><li><span style="font-family: Montserrat;"><span> Find files containing hexcode: <span>687474703a2f2f636f6e6e6563742e61706965732e6f72672f</span></span></span></li><li><span style="font-family: Montserrat;"><span> All fize sizes were 55.54KB and 57KB</span></span></li><li><span style="font-family: Montserrat;"><span> Files would replicate and regenerate automatically</span></span></li><li><span style="font-family: Montserrat;"><span> Found hexcode that converts to hxxp:// connect . apies . org/</span></span></li><li><span style="font-family: Montserrat;"><span> So these files are called dotfiles aka dotbot</span></span></li><li><span style="font-family: Montserrat;"><span> This is the actual content of the malware here in the pastebin, see: <a href="https://pastebin.com/NgU7cDvj">https://pastebin.com/NgU7cDvj</a></span></span></li><li><span style="font-family: Montserrat;"><span>Actual content for newClient.php in pastebin, see: <a href="https://pastebin.com/wx2rtZX3">https://pastebin.com/wx2rtZX3</a> <br /></span></span></li></ul><p><span style="font-family: Montserrat;"><span>How does this malware works? This guy has some explanation including a visual. But at this point, if you are reading this blog, chances are you "Under Attack" and want a resolution asap. and If you do -- read red lines (SOS) only.<br /></span></span></p><p><span style="font-family: Montserrat;"><span>Site was hosted by SiteGround (don't ever, please) who have conviniently directed them to "Sucuri" company to remove the malware that costs USD 499/- And ofcourse its difficult for small businesses to allow such a dent a pocket which is already very tiny.</span></span></p><p><span style="font-family: Montserrat;"><span>Note that, they had wordfence installed which didn't do jack shit. Of course I was surprised, and little bit annoyed that wordfence was not showing any sign or red alert. <br /></span></span></p><p><span style="font-family: Montserrat;"><span>Anyway.<br /></span></span></p><h2 style="text-align: left;"><span style="font-family: Montserrat;"><span>What to look for?</span></span></h2><span style="font-family: Montserrat;"></span><ul style="text-align: left;"><li><span style="font-family: Montserrat;"><span>1. All folders contains this file: ".class-wp-cache.php"</span></span></li></ul><ul style="text-align: left;"><li><span style="font-family: Montserrat;"><span>2. All folders contain files by the name of dot <Folder-Name>.php such as ".folder-name.php"</span></span></li></ul><ul style="text-align: left;"><li><span style="font-family: Montserrat;"><span>3. Hex code 687474703a2f2f636f6e6e6563742e61706965732e6f72672f </span></span></li></ul><span style="font-family: Montserrat;"></span><ul style="text-align: left;"><li><span style="font-family: Montserrat;"><span>4. Files with following embedded code, to replicate the malware</span><span> </span></span></li><li><span style="font-family: Montserrat;"><span>//Type 1: Following 3 line of code being embedded in each file at the top or at the bottom</span><br /></span></li></ul><div style="margin-left: 40px; text-align: left;"><span style="font-family: Montserrat;"><span><span>if (file_exists($filename = dirname(__FILE__) . DIRECTORY_SEPARATOR . '.' . basename(dirname(__FILE__)) . '.php') && !class_exists('WPTemplatesOptions')) {</span></span><br /><span><span> include_once($filename);</span></span><br /><span><span>}</span></span><br /></span></div><div style="margin-left: 40px;"><span style="font-family: Montserrat;"></span></div><ul style="text-align: left;"><li><span style="font-family: Montserrat;"><span>//Type 2: Following 3 line of code being embedded in each file at the top or at the bottom</span></span></li></ul><div style="margin-left: 40px; text-align: left;"><span style="font-family: Montserrat;"><span><span>if (file_exists(get_template_directory() . DIRECTORY_SEPARATOR . '.' . basename(get_template_directory()) . '.php')) {</span></span><br /><span><span> include_once get_template_directory() . DIRECTORY_SEPARATOR . '.' . basename(get_template_directory()) . '.php';</span></span><br /><span><span>}</span></span><br /></span></div><div style="margin-left: 40px;"><span style="font-family: Montserrat;"></span></div><ul style="text-align: left;"><li><span style="font-family: Montserrat;"><span>//Type 3: Following 7 line of code being embedded in each file at the top or at the bottom</span></span></li></ul><div style="margin-left: 40px; text-align: left;"><span style="font-family: Montserrat;"><span><span>if( !class_exists( "WPTemplatesOptions" ) && function_exists( 'wp_get_themes' ) ) {</span></span><br /><span><span> foreach ( wp_get_themes() AS $theme_name => $wp_get_theme ) {</span></span><br /><span><span> $templates = get_theme_root() . DIRECTORY_SEPARATOR . "{$wp_get_theme->stylesheet}" . DIRECTORY_SEPARATOR . ".{$wp_get_theme->stylesheet}.php";</span></span><br /><span><span> if( file_exists( $templates ) ) {</span></span><br /><span><span> include_once( $templates );</span></span><br /><span><span> }</span></span><br /><span><span> }</span></span><br /><span><span>}</span></span><br /></span></div><div style="margin-left: 40px;"><span style="font-family: Montserrat;"></span></div><span style="font-family: Montserrat;"><span><br /></span></span><h2 style="text-align: left;"><span style="font-family: Montserrat;"><span>A few references</span></span></h2><h2><span style="font-family: Montserrat;"></span></h2><ul style="text-align: left;"><li><span style="font-family: Montserrat;"><span> <a href="https://blog.imunify360.com/neutralizing-malware-from-the-wpnull24-site">https://blog.imunify360.com/neutralizing-malware-from-the-wpnull24-site</a></span></span></li></ul><ul style="text-align: left;"><li><span style="font-family: Montserrat;"><span> <a href="https://wordpress.org/support/topic/have-you-cover-this-malware-yet/">https://wordpress.org/support/topic/have-you-cover-this-malware-yet/</a></span></span></li></ul><ul style="text-align: left;"><li><span style="font-family: Montserrat;"><span> And a bit of power of linux with grep, find and sed.</span></span></li></ul><span style="font-family: Montserrat;"><span><br /></span></span><h2 style="text-align: left;"><span style="font-family: Montserrat;"><span>Solution/workarounds</span></span></h2><h2><span style="font-family: Montserrat;"></span></h2><ul style="text-align: left;"><li><span style="font-family: Montserrat;"><span> Step1: List all infected files, review.</span></span></li><li><span style="font-family: Montserrat;"><span> Step2: Remove all infected files</span></span></li><li><span style="font-family: Montserrat;"><span> Step3: Verify (cross check), which means repeat step1 and this time result should be 0, or empty, or null -- indicating that its all clean.</span></span></li><li><span style="font-family: Montserrat;"><span>This of course assumes that you've access to host shell. I used putty to exchange keys and establish connections. You can search kinsta or google on how to connect to cpanel using SSH via Putty. Fairly easy. </span></span></li><li><span style="font-family: Montserrat;"><span>Took about ~5hrs to research, learn, practice, and execute/fix the problem.<br /></span></span></li></ul><span style="font-family: Montserrat;"><span><br /></span></span><h3 style="text-align: left;"><span style="font-family: Montserrat;"><span>1. All folders contains this file: ".class-wp-cache.php"</span></span></h3><h3><span style="font-family: Montserrat;"></span></h3><span style="font-family: Montserrat;"><span><br />Solution, find all infected files, delete, and verify.<br /><br /></span></span><h4 style="text-align: left;"><span style="font-family: Montserrat;"><span>Find all</span></span></h4><h4><span style="font-family: Montserrat;"></span></h4><span style="font-family: Montserrat;"><span><span> find . -name .class-wp-cache.php > errOut1.txt</span><br /></span></span><h4 style="text-align: left;"><span style="font-family: Montserrat;"><span style="color: red;"><span>Remove malware<br /></span></span></span></h4><h4><span style="font-family: Montserrat;"></span></h4><span style="font-family: Montserrat;"><span><span style="color: red;"><span> find . -name ".class-wp-cache.php" -exec rm -rf {} \;</span></span><br /><br />Verify (run Find all, again -- and cross check)<br /> <br /><br /></span></span><h3 style="text-align: left;"><span style="font-family: Montserrat;"><span>2. All folders contain files by the name of dot <Folder-Name>.php such as ".folder-name.php"</span></span></h3><h3><span style="font-family: Montserrat;"></span></h3><p style="text-align: left;"><span style="font-family: Montserrat;"><span><br /></span></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;"><span>Find all </span></span></h4><h4><span style="font-family: Montserrat;"></span></h4><p style="text-align: left;"><span style="font-family: Montserrat;"><span><span> find . -name .*.php > errOut2.txt</span><br /></span></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;"><span style="color: red;"><span>Remove</span></span></span></h4><h4><span style="font-family: Montserrat;"></span></h4><p style="text-align: left;"><span style="font-family: Montserrat;"><span><span style="color: red;"> <span>find . -name ".*.php" -exec rm -rf {} \;</span></span><br /> </span></span></p><p style="text-align: left;"><span style="font-family: Montserrat;"><span>Verify (run Find all, again -- and cross check)<br /><br />==============================<br /></span></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;"><span>3. Strange Hex code </span></span></h3><p style="text-align: left;"><span style="font-family: Montserrat;"><span>hex2bin( '<span>687474703a2f2f636f6e6e6563742e61706965732e6f72672f</span>' ) points to hxxp://connect.apies.org which quickly tries to redirect to official WordPress website to mislead the user. See <a href="https://www.rapidtables.com/convert/number/ascii-hex-bin-dec-converter.html">rapidtables </a>for hex to ASCII convertor.<br /><br />Delete files containing this hexcode. I found this in all of the index.php files -- however must check before deletion.<br /></span></span></p><p style="text-align: left;"><span style="font-family: Montserrat;"><span><img alt="" src="data:image/png;base64,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" /></span></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;"><span>Find all files containing this text</span></span></h4><h4><span style="font-family: Montserrat;"></span></h4><p style="text-align: left;"><span style="font-family: Montserrat;"><span><span style="color: red;"><span>find . | xargs grep -l "687474703a2f2f636f6e6e6563742e61706965732e6f72672f" | awk '{print "rm "$1}' > errOut3.sh</span></span><br /> <br /></span></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;"><span>Review file</span></span></h4><h4><span style="font-family: Montserrat;"></span></h4><p style="text-align: left;"><span style="font-family: Montserrat;"><span><span> vi errOut3.sh // check for murphy's law</span><br /><br /></span></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;"><span style="color: red;"><span>Delete all files</span></span></span></h4><h4><span style="font-family: Montserrat;"></span></h4><p><span style="font-family: Montserrat;"><span><span style="color: red;"><span> source errOut3.sh</span></span><br /> </span></span></p><p style="text-align: left;"><span style="font-family: Montserrat;"><span>Verify (run Find all, again -- and cross check)<br /><br /></span></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;"><span>4. </span><span>Remove only the content containing following 3 lines of code</span></span></h3><h4 style="text-align: left;"><span style="font-family: Montserrat;"><span>Remove only the content containing following 3 lines of code, not the file</span></span></h4><h4><span style="font-family: Montserrat;"></span></h4><p style="text-align: left;"><span style="font-family: Montserrat;"><span><span>if (file_exists($filename = dirname(__FILE__) . DIRECTORY_SEPARATOR . '.' . basename(dirname(__FILE__)) . '.php') && !class_exists('WPTemplatesOptions')) {<br /> include_once($filename);<br />}</span><br /><br /></span></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;"><span>Find all files plus these codes (+ 2 lines), check</span></span></h4><h4><span style="font-family: Montserrat;"></span></h4><p style="text-align: left;"><span style="font-family: Montserrat;"><span><span> grep -i -r -A 2 'if (file_exists($filename = dirname(__FILE__)' * > errOut41.txt //working fine.</span><br /> <br /></span></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;"><span>Find all filenames only, check</span></span></h4><h4><span style="font-family: Montserrat;"></span></h4><p style="text-align: left;"><span style="font-family: Montserrat;"><span><span> find . -type f -exec grep -l -i -r -A 2 'if (file_exists($filename = dirname(__FILE__)' {} \; > errOut42.txt</span><br /><br /></span></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;"><span style="color: red;"><span>Replace code with empty spaces</span></span></span></h4><h4><span style="font-family: Montserrat;"></span></h4><p style="text-align: left;"><span style="font-family: Montserrat;"><span><span style="color: red;"><span> find . -type f -exec sed -i '/if (file_exists($filename = dirname(__FILE__)/,+2 d' * {} \;</span></span><br /><br />Verify (run Find all, again -- and cross check)<br /><br /><br /></span></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;"><span>5. </span><span>Remove one more content containing following 3 lines of code</span></span></h3><h4 style="text-align: left;"><span style="font-family: Montserrat;"><span>Remove only the content containing following 3 lines of code, not the file</span></span></h4><h4><span style="font-family: Montserrat;"></span></h4><p style="text-align: left;"><span style="font-family: Montserrat;"><span><span>if (file_exists(get_template_directory() . DIRECTORY_SEPARATOR . '.' . basename(get_template_directory()) . '.php')) {<br /> include_once get_template_directory() . DIRECTORY_SEPARATOR . '.' . basename(get_template_directory()) . '.php';<br />}</span><br /><br /></span></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;"><span>Find all files plus these codes (+ 2 lines), check</span></span></h4><h4><span style="font-family: Montserrat;"></span></h4><p style="text-align: left;"><span style="font-family: Montserrat;"><span><span> grep -i -r -A 2 'basename(get_template_directory())' * > errOut51.txt </span><br /><br /></span></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;"><span>Find all filenames only, check</span></span></h4><h4><span style="font-family: Montserrat;"></span></h4><p style="text-align: left;"><span style="font-family: Montserrat;"><span><span> find . -type f -exec grep -l -i -r -A 2 'basename(get_template_directory())' {} \; > errOut52.txt</span><br /><br /></span></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;"><span style="color: red;"><span>Replace all</span></span></span></h4><h4><span style="font-family: Montserrat;"></span></h4><p style="text-align: left;"><span style="font-family: Montserrat;"><span><span style="color: red;"><span> find . -type f -exec sed -i '/basename(get_template_directory())/,+2 d' {} \; </span></span><br /><br />Verify (run Find all, again -- and cross check)<br /><br /><br /></span></span></p><h3 style="text-align: left;"><span style="font-family: Montserrat;"><span>6. </span><span>Remove 7 lines of code, more content </span></span></h3><p><span style="font-family: Montserrat;"><span>Remove only the content containing following 7 lines of code, not the file<br /> </span></span></p><p style="text-align: left;"><span style="font-family: Montserrat;"><span><span>if( !class_exists( "WPTemplatesOptions" ) && function_exists( 'wp_get_themes' ) ) {<br /> foreach ( wp_get_themes() AS $theme_name => $wp_get_theme ) {<br /> $templates = get_theme_root() . DIRECTORY_SEPARATOR . "{$wp_get_theme->stylesheet}" . DIRECTORY_SEPARATOR . ".{$wp_get_theme->stylesheet}.php";<br /> if( file_exists( $templates ) ) {<br /> include_once( $templates );<br /> }<br /> }<br />}</span><br /><br /></span></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;"><span>Find all files plus these codes (+ 7 lines)</span></span></h4><h4><span style="font-family: Montserrat;"></span></h4><p style="text-align: left;"><span style="font-family: Montserrat;"><span><span> grep -i -r -A 7 'WPTemplatesOptions' * > errOut61.txt //OK</span><br /> <br /></span></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;"><span>Find all filenames only</span></span></h4><h4><span style="font-family: Montserrat;"></span></h4><p style="text-align: left;"><span style="font-family: Montserrat;"><span><span> find . -type f -exec grep -l -i -r -A 7 'WPTemplatesOptions' {} \; > errOut62.txt</span><br /><br /></span></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;"><span style="color: red;"><span>Replace all</span></span></span></h4><h4><span style="font-family: Montserrat;"></span></h4><p><span style="font-family: Montserrat;"><span><span style="color: red;"><span> find . -type f -exec sed -i '/WPTemplatesOptions/,+7 d' {} \; > errOut63.txt</span></span><br /><br />Verify (run Find all, again -- and cross check)</span></span></p><p><br /></p><h3 style="text-align: left;"><span style="font-family: Montserrat;"><span>7. </span><span>Remove newClient.php files </span></span></h3><p><span style="font-family: Montserrat;"><span>Matched text in this file is: wfconfig';\x0d\x0a\x09\x09\x09\x09if ( $wpdb->get_var( "SHOW TABLES LIKE '{$a6b673e800d0faa94a36549a1d410025f}'" ) == $a6b673e800d0faa94a36549a1d410025f ) {\x0d\x0a\x09\x09\x09\x09\x09$a480d052adb97ba1e19cc3e90796b934f = $wpdb->get_row</span></span><br /><b class="wf-split-word" style="-webkit-text-stroke-width: 0px; background-color: #f1f1f1; color: red; font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 600; letter-spacing: normal; orphans: 2; overflow-wrap: break-word; text-align: left; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-break: break-all; word-spacing: 0px;"></b></p><h4 style="text-align: left;"><span style="font-family: Montserrat;"><span>Find all </span></span></h4><p style="text-align: left;"><span style="font-family: Montserrat;"><span><span> find . -name newClient.php > errOut7.txt</span><br /><br /></span></span></p><h4 style="text-align: left;"><span style="font-family: Montserrat;"><span style="color: red;"><span>Delete all</span></span></span></h4><span style="font-family: Montserrat;"><span><span style="color: red;"><span> find . -name "newClient.php" -exec rm -rf {} \;</span></span></span></span><p><br /></p><p><span style="font-family: Montserrat;"><span>Theres another one to keep in mind, which I could not find, .json in some of the uploads/month folders.<br /><br /><br />Thats it. </span></span></p><p><span style="font-family: verdana;"><span style="font-family: Montserrat;">Side note, avoid downloading nulled themes, apps, plugins. And if you must, run a malware scan. Nothing is impossible.<br /><br />Your welcome, stay safe and happy securing your web! (0:</span><br /><br /><br /></span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4252428322984442391.post-46587165080056583432020-02-29T09:05:00.004-08:002021-06-12T05:11:35.931-07:00What banks want? smart corporate treasury solutions<p><span style="font-family: Montserrat;"><span face=""arial" , "helvetica" , sans-serif"><span style="font-size: large;"><b>What banks want?</b> (not vanilla, for sure.)</span></span><br /></span><span style="font-family: Montserrat;"><br />
<br />
<span face=""arial" , "helvetica" , sans-serif"><span style="font-size: large;">Been working in the financial services industry for a while now, especially in the middle east. Middle east is still behind in terms of (corporate banking) technology. However, demands are now way more than what could be expected out of a vanilla offer. Local payments, international payments, trade, reporting. But that’s not it. I mean, not anymore.</span></span><br />
<span face=""arial" , "helvetica" , sans-serif"></span></span></p><div class="separator" style="clear: both; text-align: center;"><span style="font-family: Montserrat;"><span face=""arial" , "helvetica" , sans-serif"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgEUU09rPk3JxqrCK9un6-M61miNe947YlUG1ijS8AmSXRKPvo1BmKNjnrG1rH70R_p5Q74WVWwreOejdLAbkJJzurC6XY5kXKejbT5sQeCR1Oq11OSqg8I56lCdRg_JfdM9ScIGppfAz0/s626/what+banks+want%252C+opinion%252C+new+technology+next+generation+open+banking+-+Copy.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="626" data-original-width="626" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgEUU09rPk3JxqrCK9un6-M61miNe947YlUG1ijS8AmSXRKPvo1BmKNjnrG1rH70R_p5Q74WVWwreOejdLAbkJJzurC6XY5kXKejbT5sQeCR1Oq11OSqg8I56lCdRg_JfdM9ScIGppfAz0/s320/what+banks+want%252C+opinion%252C+new+technology+next+generation+open+banking+-+Copy.jpg" /></a></span></span></div><span style="font-family: Montserrat;"><span face=""arial" , "helvetica" , sans-serif"><br /><span style="font-size: large;"><br />Why should I buy your product? I want delighted customers. External as well as Internal.</span></span><br />
<span face=""arial" , "helvetica" , sans-serif"><span style="font-size: large;"><br />It is not worth the money if your software provides all the services/features but take “5 days” to onboard my customer (a client). I want real time customer on-boarding. Stop thinking about how to help your customer (the bank). Start thinking how to help your customer’s customer (bank’s corporate client).<br /><br />It is not worth the time, if it takes two weeks to amend an authorized signatory workflow in corporate online banking.<br /><br />It’s not worth the effort, if you do not have automated updates.<br /><br /><b>And extrapolate the amount of time</b>: when a client has multi-entity (a group of entities) setup. For instance, how to go about the change when an authorized signatory staff leaves or joins a company where online banking profile has 13 entities, 45 different accounts with various currencies, mixed authorized signatories.<br /></span></span></span><br /><span style="font-family: Montserrat;"><span face=""arial" , "helvetica" , sans-serif"><span style="font-size: large;"><span style="font-family: Montserrat;"></span></span></span></span><p></p><p><span style="font-family: Montserrat;"><span face=""arial" , "helvetica" , sans-serif"><span style="font-size: large;"><span style="font-family: Montserrat;"></span></span></span></span></p><p style="text-align: center;"><span style="font-family: Montserrat;"><span face=""arial" , "helvetica" , sans-serif"><span style="font-size: large;"><span style="font-family: Montserrat;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjuiFBoGWPaZbBfQbsoOeTxLVk7CcTMa9MvGbkaUQUVrdYAP57QZWpfgavRooABKRWCm6IXgpxRvrukmEmaefxBz4AbxzZEIAkUCgkuR8PtuShJ1ix68oScVNEuY9nh3IYfWewl2JBp2to/s1600/external-content.duckduckgo.com.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="473" data-original-width="460" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjuiFBoGWPaZbBfQbsoOeTxLVk7CcTMa9MvGbkaUQUVrdYAP57QZWpfgavRooABKRWCm6IXgpxRvrukmEmaefxBz4AbxzZEIAkUCgkuR8PtuShJ1ix68oScVNEuY9nh3IYfWewl2JBp2to/s320/external-content.duckduckgo.com.jpg" width="311" /></a></span> </span></span></span></p><p><span style="font-family: Montserrat;"><span face=""arial" , "helvetica" , sans-serif"><span style="font-size: large;">I will talk more about what is required at this point from an FI’s perspective, and what vendors/suppliers of such solutions can do to ensure a complete solution offer.</span></span><br />
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<span face=""arial" , "helvetica" , sans-serif"><span style="font-size: large;">Stay tuned. </span></span></span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4252428322984442391.post-72185648595876606252019-09-12T06:36:00.001-07:002023-12-27T06:59:15.265-08:00What is the next big thing in fintech?<h1 style="text-align: left;"><span style="font-family: Montserrat;">What is the next big thing in FinTech?</span></h1><p><span style="font-family: Montserrat;">Just a rant. I had a chance to attend a recent event which is the 9th Annual Middle East Banking Innovation Summit 2019 (MEBIS), in Jumeirah Emirates Towers Hotel, Dubai Organized by Expotrade Middle East.</span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYeDsDnXNhMRu5S63321dzgk6DChjp49PJb8DIzfUxqFt3iVSyWNo0AtvZcoMh6Du6Z_55cCTHZfKwtIZPITMESzM4tyQ2JxhU_duqVwlee8sDja9N0AbR3Ixg_aAaUhf4_vSXqPpWUFlqY_03FqCSSmRcctZbDl5FDc8xu1Kyatdoy7-beWm2bHJvZg8/s626/european-businessman-pulling-text-think-big_175634-17142%5B1%5D.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="626" data-original-width="626" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYeDsDnXNhMRu5S63321dzgk6DChjp49PJb8DIzfUxqFt3iVSyWNo0AtvZcoMh6Du6Z_55cCTHZfKwtIZPITMESzM4tyQ2JxhU_duqVwlee8sDja9N0AbR3Ixg_aAaUhf4_vSXqPpWUFlqY_03FqCSSmRcctZbDl5FDc8xu1Kyatdoy7-beWm2bHJvZg8/w400-h400/european-businessman-pulling-text-think-big_175634-17142%5B1%5D.jpg" width="400" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /><span style="font-family: Montserrat;"><br /></span></div><span style="font-family: Montserrat;">
It was a two-day event but sadly I could only visit the first day (3 Sep) for this innovation event, because I was occupied with the office work the second day, and I had to cover for my colleague who would join the second day.<br />
<br />
There were various topics, but the highlights were around the latest technologies. Speakers shared their experience about the Blockchain and the innovation that they foresee along with Artificial Intelligence (AI). But the day started with the coffee and snacks.<br />
<br />
Speech was OK, business and technology presentations were interesting, and speakers were amazing to talk to. When you are at a position of knowledge and innovation, one should practice the delivery of speech that can keep the audience glued, to a role that required more gravitas than grandiloquence.<br />
<br />
Yes, I mean, I believe content may have been good however many experienced gurus lack the delivery of the speech. Which was amiss, I find.<br />
<br />
I tried listening to all, but then I started to feel asleep because of the boring speech or lack of oxygen thereof. One and a half hour into the technology summit, the room which appeared to be a large hall in the beginning, now looked like a small pantry people upon people. It quickly became overcrowded and I think AC also stopped working at some point. Could have been better.<br />
<br />
Given the circumstances I took the opportunity and allowed some other person who was wearing Dubai Islamic Bank’s badge to sit at my place, while I elbow my way out to see if I can talk to some of the technology speakers that I liked. I find it great talking to experienced people and the amount of the knowledge you gather is astronomically exponential.<br />
<br />
Discussed about the existing market from the Channels and its Implementation perspective on what is “in”. Highlights, that I still remember is Murteza (consultant), Alikhan from IBM, Saqib Khan from Backbase, and Phil (a baba) from FiServ. Great people to talk with.<br />
<br />
Meanwhile lunch, the food was OK, and felt like a tick in the box; I expected a little bit more of a taste given that its Jumeirah Hotels. I did collected the souvenirs from around the stalls, mugs and pens and diaries, of course.<br />
<br />
And discussions continued around features offered, market trends, however one thing was becoming clearer to me, and quite interestingly, that none of the them was talking about the customer onboarding process. I was talking mostly from online banking platform from Corporate (B2B) perspective. What happens when a corporate is offered Online Banking platform? I asked this to Saqib Khan from Backbase. Yes, the features are there around Cash and Trade, however there was no focus on the onboarding process.<br />
<br /></span><h2 style="text-align: left;"><span style="font-family: Montserrat;">
<b>Retention is the game.</b></span></h2><h2><span style="font-family: Montserrat;"></span></h2><span style="font-family: Montserrat;">
It is important because once a client goes live with the online platform, amendment starts to pour in. The game is about retention. It took me a while to successfully explain to them why it is important to a bank. Retention is now the game. Especially the subsequent amendments that a corporate goes through.<br />
<br />
Based on my experience in the corporate world especially in this region (GCC), it is the “ancillary requirements” that affects the most. Which eventually becomes a deciding factor for a customer to either stay or move on the next FI. How delighted is your customer?<br />
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<span style="font-family: Montserrat;"><a href="https://c1.sfdcstatic.com/content/dam/blogs/us/thumbnails/now-is-the-time-to-transform-your-customer-experiences/lightning_customer_experience.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="281" data-original-width="500" height="179" src="https://c1.sfdcstatic.com/content/dam/blogs/us/thumbnails/now-is-the-time-to-transform-your-customer-experiences/lightning_customer_experience.png" width="320" /></a></span></div><span style="font-family: Montserrat;">
<br />
Listening to and talking with different vendors and people around, my surprising observation was that, none of them were focused on Corporate Banking online platform end to end, simply because they did not understand the full cycle. They kept on debating about the "features" in the system.<br />
<br />
<b>“O’ god! Forgive them for they do not know what they say” – Bible Luke 23:34, </b>I thought to myself.<br />
<br />
What happens before and after online platform is provided to the customer. What happens once client is live? On a day to day business as usual (BAU) basis. They did not seem to know. Yes, Murteza talked about Client Experience, but that was focused on Retail Customers. Backbase, although they have products around Cash as well as Trade, and has been claiming top position in the market for last couple of years, but when I dug deeper (it was an interesting conversation since it’s a BAU for me) they lack what I wanted.<br />
</span><div class="separator" style="clear: both; text-align: center;">
<span style="font-family: Montserrat;"><a href="https://s3.amazonaws.com/ceblog/wp-content/uploads/2018/09/07145046/customer-retention-3.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="464" data-original-width="409" height="320" src="https://s3.amazonaws.com/ceblog/wp-content/uploads/2018/09/07145046/customer-retention-3.png" width="282" /></a></span></div><span style="font-family: Montserrat;">
<br />
All answers were very cogent and experienced but were limited to payment engines, or trade, and the handy options in online banking, reporting. Everything that a customer would ask for, yes, a lot of features but sadly incomplete spectrum.<br />
<br />
They were oblivious of how a bank (or an FI) onboard their corporate client, and the onboarding experience in its entirety. Couldn’t quench my intellectual thirst and left many questions unanswered such as:<br />
<br />
•<span style="white-space: pre;"> </span>How smooth is their corporate on-boarding process?<br />
•<span style="white-space: pre;"> </span>What happens when there is an amendment request?<br />
•<span style="white-space: pre;"> </span>How easy it is to add/remove user, or accounts; or amend the signing mandate or multi-entity?<br />
•<span style="white-space: pre;"> </span>Does it track the corporate’s history requests? or allow online requests?<br />
•<span style="white-space: pre;"> </span>And more, of course.<br />
<br />
I am not talking about coding software customization here. Simply put: how quick is the turnaround time, for let’s say add an authorized signatory in the online banking channel in one of the multiple-entity? It is linked to Signature database? Or can this be loosely linked to signature database?<br />
If the functionality is complex it is, the more difficult and time-consuming and error prone it becomes.<br />
</span><div class="separator" style="clear: both; text-align: center;">
<span style="font-family: Montserrat;"><br /></span></div><span style="font-family: Montserrat;">
In this competitive region which is overcrowded (50+) with banks, and this era where removal of an app is a finger-tap away and install an alternative with better experience. Now, the game is about retention with exceptional customer experience. This, it seems, they did not understand.<br />
<br />
So I left it there. If you want to know what happened afterward please read <b>What banks want in innovation and technology?</b><br />
</span><div>
<span style="font-family: Montserrat;"><br /></span></div><span style="font-family: Montserrat;">
<br /></span><h2 style="text-align: left;"><span style="font-family: Montserrat;">
<b>My takeaways</b></span></h2><h2><span style="font-family: Montserrat;"></span></h2><p><span style="font-family: Montserrat;">
It was a good session. My observation is that all these experienced vendors is missing the most important aspect of onboarding. Because remember? Retention is the game. It is easy to sell, but difficult to retain a customer. Amid all the techno-services, this basic functionality becomes a natural (a given) requirement by the user, and hence is of essence. I believe it was lacking overall.<br />
<br />
Next, I will talk about the interesting chats I had with IBM Blockchain Innovation Director Saqib Alikhan. And if you are a bank considering to “build or buy” feel free have a look at this post </span></p><p><span style="font-family: Montserrat;"></span></p><blockquote>“<b>Banks? How much does it cost to build your own Corporate (B2B) Online Banking platform?</b>”</blockquote><br />
<br />
Have a wonderful weekend.<br />
<p></p><div>
<span style="font-family: Montserrat;"><br /></span></div><span style="font-family: Montserrat;">
</span>Unknownnoreply@blogger.com0Dubai - United Arab Emirates25.2048493 55.27078280000000624.2844238 53.9798893 26.1252748 56.561676300000009tag:blogger.com,1999:blog-4252428322984442391.post-88345290731929845862019-05-06T07:22:00.000-07:002019-09-16T10:59:20.790-07:00How to intercept DELETE or SHIFT+DELETE keys in Windows?If you want to know Run you program as windows service. Or, Hook into the WM_KEYPRESS, or how to intercept DELETE or SHIFT+DELETE keys in Windows?<br />
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<br />
There are couple of ways that a file can be deleted:<br />
<br />
1. DEL key press<br />
2. Shift+Del key press<br />
3. Delete using mouse<br />
4. Delete command from command prompt (cmd)<br />
5. Drag a file to recycle bin<br />
6. Direct calls to DeleteFile() api<br />
<br />
<b>Solution 1: Use windows hooks</b><br />
<br />
Delete and SHIFT+DELETE are keystrokes that you can intercept using SetWindowsHookEx (<a href="http://msdn.microsoft.com/en-us/library/ms644990(VS.85).aspx">http://msdn.microsoft.com/en-us/library/ms644990(VS.85).aspx</a>) with WH_KEYBOARD or WH_KEYBOARD_LL hook. Handle that, and enjoy.<br />
<br />
As for the DEL command (I'm assuming you mean that command from a Command Prompt), you can watch the folder/file of interest with the FindFirstChangeNotification or FindNextChangeNotification (<a href="http://msdn.microsoft.com/en-us/library/aa364417(VS.85).aspx">http://msdn.microsoft.com/en-us/library/aa364417(VS.85).aspx</a>) APIs for file removal.<br />
<br />
<b>Solution 2: NTFS resource(file) security descriptors</b><br />
One way to address file deletion restrictions could be by employing NTFS security descriptors.<br />
<br />
Security Descriptors(<a href="http://msdn.microsoft.com/en-us/library/aa379563%28VS.85%29.aspx">http://msdn.microsoft.com/en-us/library/aa379563%28VS.85%29.aspx</a>)<br />
Security Descriptor Operations(<a href="http://msdn.microsoft.com/en-us/library/aa379568%28v=VS.85%29.aspx">http://msdn.microsoft.com/en-us/library/aa379568%28v=VS.85%29.aspx</a>)<br />
<br />
That way, you change it in one place and not have to worry about covering all cases to prevent deleting a file.<br />
<br />
<b>Solution 3: Kernel mode hooking</b><br />
<a href="http://www.rohitab.com/discuss/topic/33127-controling-binary-modifications/">http://www.rohitab.com/discuss/topic/33127-controling-binary-modifications/</a><br />
We exported the function, modified its first 10 bytes to jump to our code then we just jump back. We just check if FileDispositionInformation is passed then we return before the function gets a chance to execute.<br />
<br />
Happy hookering!Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4252428322984442391.post-14363332468857976312018-05-14T11:40:00.001-07:002020-11-06T09:25:52.342-08:00How to remove annoying malware<p><span style="font-family: Montserrat;"><i><b>Keywords</b>: liveadexchange.com removal, get.easyvpn.biz removal, smartnewtab.com removal, cpmofferconvert.com removal, trk.servedbytrackingdesk.com removal, nonestops.org removal</i></span></p><p><span style="font-family: Montserrat;"><i> </i><br />
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<span style="font-family: Montserrat;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiqTBiUuo4qGZQnHmAKnWkowYNx0mtRjWh7hDRh35CAmq75wSNiawdHlpw7SmpqiCKiGVXzf7US58zJSJVJzygnxo-X7spjklinCm1XIN-y0x4AD5uneWvq_TxQtwesId1oq1GZLp0ViUs/s1600/virus.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="533" data-original-width="800" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiqTBiUuo4qGZQnHmAKnWkowYNx0mtRjWh7hDRh35CAmq75wSNiawdHlpw7SmpqiCKiGVXzf7US58zJSJVJzygnxo-X7spjklinCm1XIN-y0x4AD5uneWvq_TxQtwesId1oq1GZLp0ViUs/s320/virus.jpg" width="320" /></a></span></div><span style="font-family: Montserrat;">
</span><h3><span style="font-family: Montserrat;">
Problem</span></h3><span style="font-family: Montserrat;">
Web browser randomly (almost on every mouse click)
being redirected to a different site. When infected with this
mal(ad)ware, advertising banners are injected with advertisement
hyperlinks, browser popups appear which recommend fake updates, AdBlocker(plus) or other addons does not work.<br />
<br />
<br />
Took me a while (~an hour) but finally nailed it.<br />
</span><div class="separator" style="clear: both; text-align: center;">
<span style="font-family: Montserrat;"><a href="http://img.xcitefun.net/users/2009/08/107510,xcitefun-how-to-kill-virus.gif" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="234" src="https://img.xcitefun.net/users/2009/08/107510,xcitefun-how-to-kill-virus.gif" width="320" /></a></span></div><span style="font-family: Montserrat;">
<br />
<br />
</span><a name='more'></a><span style="font-family: Montserrat;"><br />
</span><h3><span style="font-family: Montserrat;">
Quick steps (if in a hurry, and tired of looking around!)</span></h3><span style="font-family: Montserrat;">
</span><ol>
<li><span style="font-family: Montserrat;">Start-->run-->Regedit (admin mode) </span></li>
<li><span style="font-family: Montserrat;">File menu-->Edit-->Find </span></li>
<li><span style="font-family: Montserrat;">Find what: nonestops.org </span></li>
<li><span style="font-family: Montserrat;">Look at (checkbox): Data </span></li>
<li><span style="font-family: Montserrat;">Click on Find next button (or F3) </span></li>
<li><span style="font-family: Montserrat;">Delete whatever you find; I found 4/5 locations. </span></li>
</ol><span style="font-family: Montserrat;">
Once done, under internet options (control panel)-->connections tab, remove all proxy/settings. <br />
</span><h3><span style="font-family: Montserrat;">
Interesting detail</span></h3><span style="font-family: Montserrat;">
</span><ol>
<li><span style="font-family: Montserrat;">Its hidden in hex so you wouldn’t really (usually) look at that. </span></li>
<li><span style="font-family: Montserrat;">Keys to look at: </span></li>
</ol><span style="font-family: Montserrat;">
</span><ul>
<li><span style="font-family: Montserrat;">DefaultConnectionSettings, </span></li>
<li><span style="font-family: Montserrat;">SavedLegacySettings </span></li>
<li><span style="font-family: Montserrat;">Folder: ManualProxies </span></li>
<li><span style="font-family: Montserrat;">AutoConfigProxy </span></li>
<li><span style="font-family: Montserrat;">AutoConfigUrl </span></li>
<li><span style="font-family: Montserrat;">Value: 0http://nonestops.org/wpad.dat?531a434ffc29bf57af85d92d405c3e1f18644609 (Did you notice, that url starts with a zero?) </span></li>
</ul><span style="font-family: Montserrat;">
</span><ol>
<li><span style="font-family: Montserrat;">Popular redirects </span></li>
</ol><span style="font-family: Montserrat;">
</span><ul>
<li><span style="font-family: Montserrat;">a. liveadexchange.com </span></li>
<li><span style="font-family: Montserrat;">b. http://get.easyvpn. biz/jdmnXmaN8QM%2Bkr1eeMy/JnzjvCMv8eo%3D </span></li>
<li><span style="font-family: Montserrat;">c. http://www.smartnewtab. com/watch?key=0cdb16b7667982280fbb05007a35eb39 </span></li>
<li><span style="font-family: Montserrat;">d. http://cpmofferconvert. com/out?zoneId=968177&htatb=1 </span></li>
<li><span style="font-family: Montserrat;">e. http://trk.servedbytrackingdesk. om/579722c14a90a4640e4b6e7d/go?t=01580d5b47e8088f01000001&u=http%3A%2F%2Fcopybinary.com%2F%3Fclickid%3D01580d5b47e8088f01000001 </span></li>
</ul><span style="font-family: Montserrat;">
</span><h3><span style="font-family: Montserrat;">
Screenshots: </span></h3><span style="font-family: Montserrat;">
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<span style="font-family: Montserrat;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjeip60mauQ3IAujJf5Y5DlKqvfNc5qLrws3nomY6R9683nBOJhuVnUBUi1B_QUbM-tz_NaWL0OVdj3KISdz3Gw0CVzFgsxY8J2U-im8TI-oIOz-IYPpiC3RBhkwffjfm31W-iDa5v231E/s1600/removal+liveadexchange.com%252C+nonestops.org%252C+smartnewtag%252C+cpmofferconvert.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="192" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjeip60mauQ3IAujJf5Y5DlKqvfNc5qLrws3nomY6R9683nBOJhuVnUBUi1B_QUbM-tz_NaWL0OVdj3KISdz3Gw0CVzFgsxY8J2U-im8TI-oIOz-IYPpiC3RBhkwffjfm31W-iDa5v231E/s640/removal+liveadexchange.com%252C+nonestops.org%252C+smartnewtag%252C+cpmofferconvert.png" width="640" /></a></span></div><span style="font-family: Montserrat;">
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Have a happy day! </span>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4252428322984442391.post-28333828530512481292017-11-06T10:19:00.000-08:002020-11-06T10:24:29.957-08:00How to buy a domain?<p><span style="font-family: Montserrat;">How to buy a domain?<br /></span>
</p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://encrypted-tbn0.gstatic.com/images?q=tbn%3AANd9GcTz1OIi8X9u3oF3nOk7-ydC3QE4dUnS_eBusw&usqp=CAU" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="183" data-original-width="275" src="https://encrypted-tbn0.gstatic.com/images?q=tbn%3AANd9GcTz1OIi8X9u3oF3nOk7-ydC3QE4dUnS_eBusw&usqp=CAU" /></a></div><br /><span style="font-family: Montserrat;"><br />
STEP 1: Finalize your domain name<br />
STEP 2: Register domain<br />
STEP 3: Decide your hosting providers - Register your host<br /></span>
<span style="font-family: Montserrat;"><br />
There are two more steps that I skipped from the above action plan. Which is<br />
STEP 0: Develop your website/service/product.<br />
You cannot just launch your web site, for the sake of launching a web site. You must have a motivation which made you register a domain.<br /></span>
<span style="font-family: Montserrat;"><br />
Remember, Motivation is what gets you started, habit keeps you moving.<br /></span>
<span style="font-family: Montserrat;"><br />
STEP 4: Upload your website.</span><p></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4252428322984442391.post-77922585241580867702016-07-03T09:15:00.001-07:002019-07-20T03:02:27.586-07:00Rewind: Project Managment Process Groups<div class="separator" style="clear: both; text-align: center;">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhvoEX0cNhQpF_a_UT4dvhSCbLjX6ry5EYr2O9qDbw7Fu1cCYXo62mtI9fo69HC5Im6z8yWD7OGzdbneyC2o_VRJ_n3CwVuPaN_gwsbu6AoSD9KYngrOgy2JLwYfyPRxWVb_R8oX8v5MzI/s1600/What-Managers-searching-from-Project-Management-Tools%255B1%255D.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="400" data-original-width="400" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhvoEX0cNhQpF_a_UT4dvhSCbLjX6ry5EYr2O9qDbw7Fu1cCYXo62mtI9fo69HC5Im6z8yWD7OGzdbneyC2o_VRJ_n3CwVuPaN_gwsbu6AoSD9KYngrOgy2JLwYfyPRxWVb_R8oX8v5MzI/s320/What-Managers-searching-from-Project-Management-Tools%255B1%255D.png" width="320" /></a></div>
<br />
A quick and heavenly reference card to identify project management process groups.<br />
<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi5qcIw3KecTDNp_vJo4KlXrFH-nVDicKSvDM1jQCftD8yFyapSUjcxxPhBA_kIIFbZCsCJm_FwmpTFTmu2Oyj51ersQhPW8oEDcLCH4O14kTW28k6sBIJJtookNz1ZsNNHo_82ZCITNHU/s1600/Project+management+process+group.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="353" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi5qcIw3KecTDNp_vJo4KlXrFH-nVDicKSvDM1jQCftD8yFyapSUjcxxPhBA_kIIFbZCsCJm_FwmpTFTmu2Oyj51ersQhPW8oEDcLCH4O14kTW28k6sBIJJtookNz1ZsNNHo_82ZCITNHU/s400/Project+management+process+group.png" width="400" /></a></div>
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<br />
<table border="1" cellpadding="0" class="MsoNormalTable" style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-cellspacing: 1.5pt; mso-yfti-tbllook: 1184;">
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<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
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<b><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">#</span></b></div>
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<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: .75pt .75pt .75pt .75pt; width: 180.05pt;" width="240"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
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<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: .75pt .75pt .75pt .75pt;"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">3</span></div>
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<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: .75pt .75pt .75pt .75pt; width: 180.05pt;" width="240"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
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<tr style="mso-yfti-irow: 4;">
<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: .75pt .75pt .75pt .75pt;"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">4</span></div>
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<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: .75pt .75pt .75pt .75pt; width: 180.05pt;" width="240"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
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<tr style="mso-yfti-irow: 6;">
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budget</span></div>
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<tr style="mso-yfti-irow: 7;">
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<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">7</span></div>
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<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: .75pt .75pt .75pt .75pt; width: 180.05pt;" width="240"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Communication plan</span></div>
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<tr style="mso-yfti-irow: 8;">
<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: .75pt .75pt .75pt .75pt;"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
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<tr style="mso-yfti-irow: 9;">
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<tr style="mso-yfti-irow: 10;">
<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: .75pt .75pt .75pt .75pt;"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
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</td>
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<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Changes and Issues Log</span></div>
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<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: .75pt .75pt .75pt .75pt;"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
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<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Change Request</span></div>
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<tr style="mso-yfti-irow: 12;">
<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: .75pt .75pt .75pt .75pt;"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">ad hoc</span></div>
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<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Status Report</span></div>
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<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Meeting Agenda and Notes</span></div>
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</tr>
</tbody></table>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4252428322984442391.post-48717342054317994812016-06-02T00:30:00.000-07:002019-09-15T07:29:21.924-07:00How to: Merge Multiple Xmls?Easiest, simplest, fastest way...? if you dont want any checks to be performed(duplicates, zombies, etc), and are using .NET 3.5 or above<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://encrypted-tbn0.gstatic.com/images?q=tbn:ANd9GcTgdAdFzj3YSfzYb4_taJYh0pTa6IWYTGvopzp9ZYD7k3XoyGdq" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="225" data-original-width="225" src="https://encrypted-tbn0.gstatic.com/images?q=tbn:ANd9GcTgdAdFzj3YSfzYb4_taJYh0pTa6IWYTGvopzp9ZYD7k3XoyGdq" /></a></div>
<br />
<pre class="Cpp" name="code">var ResultXml = XDocument.Load("file1.xml");
ResultXml.Root.Add(XDocument.Load("file2.xml").Root.Elements());
</pre>
<br />
Or if you are "still" a fan of pre-daters, use XmlDocument:<br />
<br />
<br />
<pre class="Cpp" name="code">static void AppendChildren(XmlWriter xmlWriter, string strFilePath)
{
using (XmlReader xmlReader = XmlReader.Create(strFilePath))
{
xmlReader.MoveToContent();
int nDepth = xmlReader.Depth + 1;
if (xmlReader.Read())
{
while (xmlReader.Depth == nDepth)
{
xmlWriter.WriteNode(xmlReader, true);
}
}
}
}
</pre>
Or better, would be to make it an extension method:<br />
<br />
<br />
<pre class="Cpp" name="code">static void AppendChildren(this XmlWriter xmlWriter, string strFilePath)
</pre>
<br />
Happy programming! (0:Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4252428322984442391.post-50242637021461212502014-07-31T06:15:00.000-07:002024-01-20T08:45:22.883-08:00What is Certified Treasury Professional (CTP) Exam?<div class="separator" style="clear: both; text-align: center;">
<a href="https://www.eyeofriyadh.com/training/course_images/2019/03/7475b7f2f90f.jpg" style="font-family: Montserrat; margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="450" data-original-width="800" height="180" src="https://www.eyeofriyadh.com/training/course_images/2019/03/7475b7f2f90f.jpg" width="320" /></a></div>
<span style="font-family: Montserrat;"><br />
Certified Treasury Professional® (CTP) is a globally recognized certification
within Financial Services Industry. It was first introduced as the Certified
Cash Manager (CCM). It sets the standard or benchmark by which individuals
demonstrate their competency and professionalism in corporate treasury. This
certificate is more US, Canada, Australia focused/inclined.
<br /></span>
<span style="font-family: Montserrat;"><br />
On the other hand, CertICM is counterpart certification provided by
Association of Corporate Treasurers (ACT) that focuses on Europe, MENA region,
and even in East Asia (Hong Kong, Singapore, etc). CertICM is called
Certified in International Cash Management.<br /></span>
<span style="font-family: Montserrat;"><br /></span>
<div class="separator" style="clear: both; text-align: left;">
</div>
<div class="separator" style="clear: both; text-align: left;">
<br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEit4h04g0odqWixlKL6QaTVPYfGapZCBo1l4Rp115VmtQQnGKVZ0f_y-zajMFNzV1QF8Hc8sw19jr7l4UmhcshkeCriQ7iFknwmmXgqe-jLNdHh5VIeSrXE9fqhTzICdIbIetWv1CgVzmyX-hvQNh1FDtZO2nKC2Sx8uhG1OqzBMRsZOIYnFSLetYwquUY/s600/CTP-21_Digital_Badge%5B1%5D.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="600" data-original-width="600" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEit4h04g0odqWixlKL6QaTVPYfGapZCBo1l4Rp115VmtQQnGKVZ0f_y-zajMFNzV1QF8Hc8sw19jr7l4UmhcshkeCriQ7iFknwmmXgqe-jLNdHh5VIeSrXE9fqhTzICdIbIetWv1CgVzmyX-hvQNh1FDtZO2nKC2Sx8uhG1OqzBMRsZOIYnFSLetYwquUY/s320/CTP-21_Digital_Badge%5B1%5D.png" width="320" /></a></div><br />
<span style="font-family: Montserrat;"><br /></span>
<h1>
<b style="font-family: Montserrat;"><a name='more'></a>Exam Synopsis</b></h1>
<ul>
<li><span style="font-family: Montserrat;"><b>Exam Name</b>: Certified Treasury Professional® Certification (CTPCert),
refer to: <a href="http://ctpcert.afponline.org/ctpcandidate/">http://ctpcert.afponline.org/ctpcandidate/</a>.</span></li>
<li><span style="font-family: Montserrat;"><b>Last syllabus revision</b>: 2014 (4<sup>th</sup> Edition, latest so
far)</span></li>
<li><span style="font-family: Montserrat;"><b>Exam type</b>: Computed aided test (CAT), multiple choices (MCQs)</span></li>
<li><span style="font-family: Montserrat;"><b>Total questions</b>: 170 + 20 unscored questions</span></li>
<li><span style="font-family: Montserrat;"><b>Passing <a href="https://en.wikipedia.org/wiki/Test_score">scaled
score</a></b>: 300, however only thing that is revealed when result is printed
is “Pass”.</span></li>
<li><span style="font-family: Montserrat;"><b>Time available</b>: 4 hour</span></li>
<li><span style="font-family: Montserrat;"><b>Fee</b>: USD1568.00/- (~AED5770/= USD@3.68AED)</span></li>
<ul>
<li><span style="font-family: Montserrat;">CTP Exam Fee (Final Rate), they have early-discount rate as well:
USD710/-</span></li>
<li><span style="font-family: Montserrat;">Standard International Shipping: USD29/-</span></li>
<li><span style="font-family: Montserrat;">CTP Application Fee: USD186/-</span></li>
<li><span style="font-family: Montserrat;">AFP Associate Membership: USD495/-</span></li>
<li><span style="font-family: Montserrat;">Essentials of Treasury Management, 4th Edition (Member-printed):
USD148/-</span></li>
</ul>
<li><span style="font-family: Montserrat;"><b>Difficulty level</b>: <span style="color: red;">Very high</span>, because of
the scope of treasury area; borrowing, lending, forecasting, hedging, risk, etc.
Must have basic understanding of industry terms and methods. </span></li>
<li><span style="font-family: Montserrat;">Moreover, Not a lot of material or groups online to help you with. Like
there are for Project Management (PMP) Certifications.</span></li>
</ul>
<span style="font-family: Montserrat;"><br /></span>
<span style="font-family: Montserrat;"><br /></span>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi58Y9sNM7QTtBtlAs6iNA0qr3r72TRuZLdhGje7RBJNeYscjfByp1veabQTL5oxmWGLDD2PFLno0WE9uLcnN4QGtpr15plCJ1_7rDjoemKFYgm8CL0e8RvBWgLM5rbLs7bUUQHZtAOv4o/s1600/keep-calm-and-study-smart-izlooite.png" style="font-family: Montserrat; margin-left: 1em; margin-right: 1em;"><img border="0" height="225" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi58Y9sNM7QTtBtlAs6iNA0qr3r72TRuZLdhGje7RBJNeYscjfByp1veabQTL5oxmWGLDD2PFLno0WE9uLcnN4QGtpr15plCJ1_7rDjoemKFYgm8CL0e8RvBWgLM5rbLs7bUUQHZtAOv4o/s400/keep-calm-and-study-smart-izlooite.png" width="400" /></a></div>
<h1>
<b style="font-family: Montserrat;">Focus Areas</b></h1>
<ul>
<li><span style="font-family: Montserrat;">Domain 1: Corporate Treasury Area</span></li>
<li><span style="font-family: Montserrat;">Domain 2: Cash and Liquidity Management</span></li>
<li><span style="font-family: Montserrat;">Domain 3: Working Capital</span></li>
<li><span style="font-family: Montserrat;">Domain 4: Operational Risk Management</span></li>
<li><span style="font-family: Montserrat;">Domain 5: Financial Management (Capital Markets, Funding,
Financing)</span></li>
</ul><span style="font-family: Montserrat;">
Numbers, yeah? <b><span style="color: #c0504d;">Think of</span></b>: A book
with 840 pages, divided into 20 chapters, segregated into 5 Parts.
<br /></span>
<span style="font-family: Montserrat;">
<br />
<br /></span>
<h1>
<b style="font-family: Montserrat;">Study Sources</b></h1>
<ul>
<li><span style="font-family: Montserrat;">The book that you comes when you register for the CTP Application (Treasury
Learning Essentials of Treasury Management, 4<sup>th</sup> Edition</span></li>
<li><span style="font-family: Montserrat;"><a href="file:///C:/Users/Khan/AppData/Local/Temp/WindowsLiveWriter1286139640/758A1C7A7407/Investopedia.com" target="_blank">Investopedia.com</a> (amazing
website)</span></li>
<li><span style="font-family: Montserrat;"><a href="file:///C:/Users/Khan/AppData/Local/Temp/WindowsLiveWriter1286139640/758A1C7A7407/DuckDuckGo.com" target="_blank" title="Best search engine">DuckDuckGo.com</a> (yep, no more google)</span></li>
<li><span style="font-family: Montserrat;">I used a third-party preparation material as well, called TMExam-com. If you
have time and interest in the subject, then buy this study-guide. Otherwise,
<u><span style="color: #c0504d;">Not-A-Must-Have</span></u>; can easily live without
it.</span></li>
</ul><span style="font-family: Montserrat;">
Good luck!<br /></span>
<span style="font-family: Montserrat;"><br /></span>
<span style="font-family: Montserrat;"><br />
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